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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PATRION MORTGAGE FKA RCCU MTG
Mortgage Loans and Application Details
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| Mortgage Company Name |
PATRION MORTGAGE FKA RCCU MTG |
| Address | 2847 CAMPUS PARKWAY
RIVERSIDE, CA 92507 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2004 |
| All Data Years | 2004 |
| Total Number of Mortgage Loan Applications Processed | 1,036 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $184,896,000 |
| Average Mortgage Loan Amount Applied For | $171,300 |
| Highest Mortgage Loan Amount Applied For | $700,000 |
| Average Applicant Income | $64,350 |
| Highest Applicant Income | $855,000 |
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| Home Improvement |
32 | $6,369,000 |
$199,000 | $700,000 |
$68,000 | $254,000 |
| Home Purchase |
285 | $46,254,000 |
$105,750 | $600,000 |
$75,750 | $855,000 |
| Refinancing |
719 | $132,273,000 |
$183,000 | $650,000 |
$65,000 | $240,000 |
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| American Indian or Alaskan Native |
7 | $1,415,000 |
$202,000 | $277,000 |
$70,000 | $110,000 |
| Asian |
9 | $1,805,000 |
$200,000 | $326,000 |
$62,000 | $89,000 |
| Black or African American |
33 | $7,155,000 |
$216,000 | $474,000 |
$71,000 | $144,000 |
| Hispanic |
247 | $40,516,000 |
$164,000 | $700,000 |
$64,000 | $299,000 |
| Native Hawaiin or Other Pacific Islander |
10 | $2,057,000 |
$205,000 | $400,000 |
$74,000 | $184,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
357 | $63,403,000 |
$126,500 | $650,000 |
$42,500 | $240,000 |
| White |
373 | $68,545,000 |
$122,666 | $553,000 |
$93,666 | $855,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,036 | $184,896,000 |
$109,500 | $700,000 |
$76,000 | $855,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
39 | $6,145,000 |
$157,000 | $700,000 |
$75,000 | $254,000 |
| Application Denied By Financial Institution |
64 | $10,543,000 |
$94,666 | $434,000 |
$40,333 | $138,000 |
| Application Withdrawn By Applicant |
139 | $25,671,000 |
$184,000 | $600,000 |
$62,000 | $189,000 |
| File Closed For Incompleteness |
6 | $1,012,000 |
$168,000 | $332,000 |
$53,000 | $117,000 |
| Loan Originated |
788 | $141,525,000 |
$162,500 | $650,000 |
$123,000 | $855,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $415,000 |
$138,000 | $234,000 |
$58,000 | $103,000 |
| Credit Application Incomplete |
1 | $236,000 |
$236,000 | $236,000 |
$99,000 | $99,000 |
| Credit History |
4 | $601,000 |
$150,000 | $190,000 |
$65,000 | $81,000 |
| Debt-To-Income Ratio |
4 | $696,000 |
$174,000 | $276,000 |
$45,000 | $60,000 |
| Employment History |
5 | $496,000 |
$89,000 | $180,000 |
$48,000 | $74,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $357,000 |
$178,000 | $235,000 |
$49,000 | $60,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PATRION MORTGAGE FKA RCCU MTG by:
Metropolitan Area And
County
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