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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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PATRIOT BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PATRIOT BANK |
| Address | 1815 LITTLE ROAD
TRINITY, FL 34655 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 30 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,401,000 |
| Average Mortgage Loan Amount Applied For | $465,125 |
| Highest Mortgage Loan Amount Applied For | $1,400,000 |
| Average Applicant Income | $223,625 |
| Highest Applicant Income | $883,000 |
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| Home Improvement |
1 | $137,000 |
$137,000 | $137,000 |
$40,000 | $40,000 |
| Home Purchase |
19 | $6,879,000 |
$362,000 | $1,400,000 |
$165,000 | $883,000 |
| Refinancing |
10 | $2,385,000 |
$238,000 | $740,000 |
$97,000 | $303,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $147,000 |
$147,000 | $147,000 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $1,946,000 |
$324,000 | $800,000 |
$108,000 | $401,000 |
| Not Provided |
7 | $2,055,000 |
$293,000 | $1,000,000 |
$64,000 | $144,000 |
| White |
16 | $5,253,000 |
$328,000 | $1,400,000 |
$191,000 | $883,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
30 | $9,401,000 |
$313,000 | $1,400,000 |
$138,000 | $883,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $124,000 |
$124,000 | $124,000 |
$158,000 | $158,000 |
| Application Denied By Financial Institution |
5 | $1,584,000 |
$316,000 | $1,000,000 |
$75,000 | $144,000 |
| Application Withdrawn By Applicant |
5 | $868,000 |
$173,000 | $250,000 |
$153,000 | $360,000 |
| File Closed For Incompleteness |
2 | $210,000 |
$105,000 | $130,000 |
$36,000 | $72,000 |
| Loan Originated |
17 | $6,615,000 |
$389,000 | $1,400,000 |
$164,000 | $883,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $147,000 |
$147,000 | $147,000 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $1,298,000 |
$432,000 | $1,000,000 |
$112,000 | $144,000 |
| Debt-To-Income Ratio |
1 | $139,000 |
$139,000 | $139,000 |
$40,000 | $40,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PATRIOT BANK by:
Metropolitan Area And
County
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