| $3,446,236,491 in Mortgage Loans Applied for in 2008 from 17,391,570 Applications |
|
|
|
|
|
|
PAUL FINANCIAL LLC
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
PAUL FINANCIAL LLC |
| Address | 1401 LOS GAMOS DR
SAN RAFAEL, CA 94903 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2005 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 8,946 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,759,876,000 |
| Average Mortgage Loan Amount Applied For | $301,007 |
| Highest Mortgage Loan Amount Applied For | $2,568,000 |
| Average Applicant Income | $184,207 |
| Highest Applicant Income | $3,950,000 |
|
|
|
| Home Improvement |
4,260 | $1,723,886,000 |
$305,272 | $2,568,000 |
$116,909 | $3,000,000 |
| Home Purchase |
4,532 | $1,964,469,000 |
$245,444 | $2,000,000 |
$194,444 | $3,950,000 |
| Refinancing |
187 | $84,686,000 |
$366,000 | $1,860,000 |
$213,875 | $3,000,000 |
|
| American Indian or Alaskan Native |
22 | $9,784,000 |
$250,000 | $1,350,000 |
$123,750 | $534,000 |
| Asian |
1,211 | $541,800,000 |
$332,428 | $1,828,000 |
$191,142 | $1,080,000 |
| Black or African American |
406 | $144,362,000 |
$227,833 | $1,100,000 |
$152,500 | $1,200,000 |
| Hispanic |
1,651 | $649,949,000 |
$271,444 | $1,666,000 |
$128,111 | $3,820,000 |
| Native Hawaiin or Other Pacific Islander |
41 | $16,245,000 |
$253,166 | $975,000 |
$142,166 | $494,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1,339 | $565,789,000 |
$268,100 | $2,000,000 |
$147,200 | $840,000 |
| White |
4,309 | $1,845,112,000 |
$274,600 | $2,568,000 |
$175,200 | $3,950,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
8,979 | $3,773,041,000 |
$262,545 | $2,568,000 |
$148,090 | $3,950,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Application Approved But Not Accepted |
17 | $7,450,000 |
$218,666 | $705,000 |
$158,000 | $348,000 |
| Application Denied By Financial Institution |
625 | $258,569,000 |
$291,428 | $2,030,000 |
$145,285 | $2,820,000 |
| Application Withdrawn By Applicant |
3,242 | $1,430,057,000 |
$284,727 | $2,115,000 |
$145,545 | $3,950,000 |
| File Closed For Incompleteness |
2 | $619,000 |
$309,000 | $464,000 |
$87,000 | $133,000 |
| Loan Originated |
5,086 | $2,073,275,000 |
$266,777 | $2,568,000 |
$174,333 | $3,820,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
7 | $3,071,000 |
$438,000 | $960,000 |
$172,000 | $279,000 |
|
| Collateral |
10 | $4,516,000 |
$305,000 | $975,000 |
$171,500 | $409,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
224 | $87,666,000 |
$273,428 | $1,499,000 |
$132,857 | $1,800,000 |
| Debt-To-Income Ratio |
151 | $57,400,000 |
$262,571 | $1,000,000 |
$92,428 | $762,000 |
| Employment History |
16 | $6,521,000 |
$297,500 | $832,000 |
$123,000 | $354,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $236,000 |
$236,000 | $236,000 |
$148,000 | $148,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
193 | $85,179,000 |
$306,000 | $2,030,000 |
$181,200 | $1,336,000 |
| Unverifiable Information |
7 | $2,300,000 |
$268,000 | $620,000 |
$119,500 | $197,000 |
|
Mortgage Loan Application Totals for PAUL FINANCIAL LLC by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2010 AllMortgageDetail.com All rights reserved.
|
|