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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PAUL FINANCIAL LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
PAUL FINANCIAL LLC |
| Address | 1401 LOS GAMOS DR
SAN RAFAEL, CA 94903 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 8,031 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,258,822,000 |
| Average Mortgage Loan Amount Applied For | $297,666 |
| Highest Mortgage Loan Amount Applied For | $5,000,000 |
| Average Applicant Income | $153,060 |
| Highest Applicant Income | $4,190,000 |
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| Home Improvement |
4,843 | $2,038,737,000 |
$420,000 | $5,000,000 |
$170,000 | $2,520,000 |
| Home Purchase |
3,151 | $1,211,355,000 |
$384,000 | $4,500,000 |
$192,000 | $4,190,000 |
| Refinancing |
248 | $102,193,000 |
$412,000 | $1,625,000 |
$178,000 | $900,000 |
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| American Indian or Alaskan Native |
20 | $8,092,000 |
$404,000 | $1,160,000 |
$156,000 | $420,000 |
| Asian |
995 | $424,085,000 |
$426,000 | $1,718,000 |
$187,000 | $960,000 |
| Black or African American |
474 | $162,740,000 |
$343,000 | $1,000,000 |
$164,000 | $1,200,000 |
| Hispanic |
1,703 | $618,462,000 |
$363,000 | $1,425,000 |
$152,000 | $840,000 |
| Native Hawaiin or Other Pacific Islander |
154 | $62,272,000 |
$404,000 | $1,856,000 |
$188,000 | $1,129,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1,599 | $686,669,000 |
$429,000 | $5,000,000 |
$180,000 | $4,190,000 |
| White |
3,297 | $1,389,965,000 |
$421,000 | $3,700,000 |
$192,000 | $2,520,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
8,242 | $3,352,285,000 |
$406,000 | $5,000,000 |
$179,000 | $4,190,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2,727 | $1,146,071,000 |
$420,000 | $5,000,000 |
$183,000 | $4,190,000 |
| Application Denied By Financial Institution |
694 | $296,018,000 |
$426,000 | $2,000,000 |
$187,000 | $1,536,000 |
| Application Withdrawn By Applicant |
684 | $286,103,000 |
$418,000 | $1,860,000 |
$184,000 | $1,493,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
4,136 | $1,623,853,000 |
$392,000 | $3,700,000 |
$174,000 | $2,520,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $240,000 |
$240,000 | $240,000 |
$90,000 | $90,000 |
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| Collateral |
106 | $54,649,000 |
$515,000 | $1,820,000 |
$245,000 | $1,146,000 |
| Credit Application Incomplete |
1 | $395,000 |
$395,000 | $395,000 |
$94,000 | $94,000 |
| Credit History |
183 | $77,069,000 |
$421,000 | $2,000,000 |
$168,000 | $624,000 |
| Debt-To-Income Ratio |
106 | $45,325,000 |
$427,000 | $1,995,000 |
$172,000 | $564,000 |
| Employment History |
9 | $3,155,000 |
$350,000 | $650,000 |
$212,000 | $594,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
258 | $101,636,000 |
$393,000 | $2,000,000 |
$184,000 | $1,536,000 |
| Unverifiable Information |
11 | $4,571,000 |
$415,000 | $789,000 |
$167,000 | $960,000 |
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Mortgage Loan App Totals for PAUL FINANCIAL LLC by:
Metropolitan Area And
County
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