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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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PCM FINANCIAL SERVICES
Mortgage Loans and Application Details
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| Mortgage Company Name |
PCM FINANCIAL SERVICES |
| Address | 350 IGNACIO BLVD
NOVATO, CA 94949 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2003 |
| Data Years (click a year for detail) | 2003 |
| Total Number of Mortgage Loan Applications Processed | 2,464 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,002,714,000 |
| Average Mortgage Loan Amount Applied For | $363,072 |
| Highest Mortgage Loan Amount Applied For | $4,000,000 |
| Average Applicant Income | $110,718 |
| Highest Applicant Income | $2,040,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
648 | $202,095,000 |
$204,000 | $1,500,000 |
$63,250 | $2,040,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
1,825 | $803,806,000 |
$518,954 | $4,000,000 |
$127,863 | $1,440,000 |
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| American Indian or Alaskan Native |
8 | $3,712,000 |
$464,000 | $760,000 |
$78,000 | $313,000 |
| Asian or Pacific Islander |
556 | $239,079,000 |
$499,666 | $3,100,000 |
$245,666 | $1,244,000 |
| Black |
27 | $9,393,000 |
$237,000 | $828,000 |
$65,500 | $343,000 |
| Hispanic |
120 | $33,216,000 |
$426,000 | $2,350,000 |
$178,000 | $936,000 |
| Information not provided by applicant in mail or telephone application |
44 | $19,805,000 |
$284,500 | $1,275,000 |
$44,500 | $271,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
27 | $19,345,000 |
$716,000 | $4,000,000 |
$233,000 | $1,185,000 |
| White |
1,691 | $681,351,000 |
$391,035 | $4,000,000 |
$99,750 | $2,040,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,473 | $1,005,901,000 |
$379,142 | $4,000,000 |
$101,750 | $2,040,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
645 | $269,902,000 |
$378,357 | $4,000,000 |
$113,000 | $2,040,000 |
| Application Denied By Financial Institution |
113 | $52,471,000 |
$630,777 | $3,250,000 |
$195,000 | $1,200,000 |
| Application Withdrawn By Applicant |
120 | $40,091,000 |
$276,733 | $1,230,000 |
$55,800 | $774,000 |
| File Closed For Incompleteness |
124 | $48,627,000 |
$301,000 | $2,500,000 |
$23,600 | $967,000 |
| Loan Originated |
1,470 | $594,713,000 |
$336,812 | $4,000,000 |
$100,812 | $1,340,000 |
| Loan Purchased By The Institution |
1 | $97,000 |
$97,000 | $97,000 |
$73,000 | $73,000 |
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| Collateral |
2 | $295,000 |
$147,000 | $220,000 |
$25,000 | $51,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
16 | $4,687,000 |
$191,000 | $920,000 |
$30,000 | $210,000 |
| Debt-To-Income Ratio |
3 | $1,144,000 |
$381,000 | $650,000 |
$139,000 | $289,000 |
| Employment History |
1 | $63,000 |
$63,000 | $63,000 |
$144,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $395,000 |
$197,000 | $320,000 |
$40,000 | $70,000 |
| Unverifiable Information |
4 | $6,586,000 |
$1,209,333 | $3,250,000 |
$646,000 | $1,200,000 |
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Mortgage Loan App Totals for PCM FINANCIAL SERVICES by:
Metropolitan Area And
County
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