|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
PEACHTREE BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
PEACHTREE BANK |
| Address | P O BOX 39
MAPLESVILLE, AL 36750 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 100 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,681,000 |
| Average Mortgage Loan Amount Applied For | $62,000 |
| Highest Mortgage Loan Amount Applied For | $275,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $1,000,000 |
|
|
|
| Home Improvement |
12 | $359,000 |
$29,000 | $100,000 |
$61,000 | $141,000 |
| Home Purchase |
60 | $3,131,000 |
$52,000 | $240,000 |
$44,000 | $126,000 |
| Refinancing |
37 | $2,601,000 |
$70,000 | $275,000 |
$86,000 | $1,000,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
7 | $191,000 |
$27,000 | $73,000 |
$36,000 | $80,000 |
| Hispanic |
1 | $17,000 |
$17,000 | $17,000 |
$54,000 | $54,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $101,000 |
$101,000 | $101,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
100 | $5,782,000 |
$57,000 | $275,000 |
$62,000 | $1,000,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
109 | $6,091,000 |
$55,000 | $275,000 |
$60,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
2 | $275,000 |
$137,000 | $240,000 |
$47,000 | $60,000 |
| Application Denied By Financial Institution |
33 | $1,708,000 |
$51,000 | $147,000 |
$43,000 | $287,000 |
| Application Withdrawn By Applicant |
5 | $293,000 |
$58,000 | $140,000 |
$59,000 | $100,000 |
| File Closed For Incompleteness |
9 | $891,000 |
$99,000 | $165,000 |
$44,000 | $72,000 |
| Loan Originated |
60 | $2,924,000 |
$48,000 | $275,000 |
$72,000 | $1,000,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
6 | $452,000 |
$75,000 | $147,000 |
$51,000 | $72,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
21 | $969,000 |
$46,000 | $140,000 |
$45,000 | $287,000 |
| Debt-To-Income Ratio |
5 | $216,000 |
$43,000 | $73,000 |
$24,000 | $52,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $71,000 |
$71,000 | $71,000 |
$40,000 | $40,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for PEACHTREE BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
