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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PEAK NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PEAK NATIONAL BANK |
| Address | 26 S HYW 119, PO BOX 69
NEDERLAND, CO 80466 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 42 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,112,000 |
| Average Mortgage Loan Amount Applied For | $141,200 |
| Highest Mortgage Loan Amount Applied For | $500,000 |
| Average Applicant Income | $82,100 |
| Highest Applicant Income | $394,000 |
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| Home Improvement |
4 | $321,000 |
$80,000 | $285,000 |
$29,000 | $63,000 |
| Home Purchase |
33 | $5,845,000 |
$177,000 | $301,000 |
$47,000 | $394,000 |
| Refinancing |
5 | $946,000 |
$189,000 | $500,000 |
$80,000 | $330,000 |
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| American Indian or Alaskan Native |
1 | $40,000 |
$40,000 | $40,000 |
$21,000 | $21,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $198,000 |
$99,000 | $102,000 |
$56,000 | $90,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
19 | $4,379,000 |
$230,000 | $301,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
20 | $2,495,000 |
$124,000 | $500,000 |
$98,000 | $394,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
42 | $7,112,000 |
$169,000 | $500,000 |
$49,000 | $394,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $160,000 |
$160,000 | $160,000 |
$55,000 | $55,000 |
| Application Denied By Financial Institution |
1 | $96,000 |
$96,000 | $96,000 |
$23,000 | $23,000 |
| Application Withdrawn By Applicant |
3 | $256,000 |
$85,000 | $126,000 |
$54,000 | $108,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
37 | $6,600,000 |
$178,000 | $500,000 |
$50,000 | $394,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $96,000 |
$96,000 | $96,000 |
$23,000 | $23,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PEAK NATIONAL BANK by:
Metropolitan Area And
County
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