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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PENNSYLVANIA BUSINESS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PENNSYLVANIA BUSINESS BANK |
| Address | 1635 MARKET STREET
PHILADELPHIA, PA 19103 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 30 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,293,000 |
| Average Mortgage Loan Amount Applied For | $312,666 |
| Highest Mortgage Loan Amount Applied For | $6,650,000 |
| Average Applicant Income | $238,555 |
| Highest Applicant Income | $1,509,000 |
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| Home Improvement |
21 | $1,093,000 |
$52,000 | $500,000 |
$129,000 | $1,509,000 |
| Home Purchase |
3 | $6,970,000 |
$2,323,000 | $6,650,000 |
$9,000 | $27,000 |
| Refinancing |
6 | $1,230,000 |
$205,000 | $450,000 |
$72,000 | $198,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $5,000 |
$5,000 | $5,000 |
$0 | $0 |
| Hispanic |
1 | $19,000 |
$19,000 | $19,000 |
$155,000 | $155,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $7,700,000 |
$1,925,000 | $6,650,000 |
$25,000 | $103,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
24 | $1,569,000 |
$65,000 | $500,000 |
$121,000 | $1,509,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
30 | $9,293,000 |
$309,000 | $6,650,000 |
$105,000 | $1,509,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $278,000 |
$69,000 | $200,000 |
$19,000 | $36,000 |
| Application Withdrawn By Applicant |
1 | $6,650,000 |
$6,650,000 | $6,650,000 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
24 | $1,915,000 |
$79,000 | $500,000 |
$129,000 | $1,509,000 |
| Loan Purchased By The Institution |
1 | $450,000 |
$450,000 | $450,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
4 | $278,000 |
$69,000 | $200,000 |
$19,000 | $36,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PENNSYLVANIA BUSINESS BANK by:
Metropolitan Area And
County
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