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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PENSACOLA GOVERNMENT FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
PENSACOLA GOVERNMENT FCU |
| Address | 108 SOUTH REUS STREET
PENSACOLA, FL 32502 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 16 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $717,000 |
| Average Mortgage Loan Amount Applied For | $79,333 |
| Highest Mortgage Loan Amount Applied For | $130,000 |
| Average Applicant Income | $53,333 |
| Highest Applicant Income | $120,000 |
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| Home Improvement |
9 | $388,000 |
$43,000 | $130,000 |
$65,000 | $120,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
7 | $329,000 |
$47,000 | $100,000 |
$43,000 | $59,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $57,000 |
$28,000 | $43,000 |
$67,000 | $76,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
14 | $660,000 |
$47,000 | $130,000 |
$53,000 | $120,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
15 | $687,000 |
$45,000 | $130,000 |
$55,000 | $120,000 |
| FHA-insured (Federal Housing Administration) |
1 | $30,000 |
$30,000 | $30,000 |
$50,000 | $50,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $37,000 |
$37,000 | $37,000 |
$24,000 | $24,000 |
| Application Denied By Financial Institution |
2 | $81,000 |
$40,000 | $65,000 |
$30,000 | $33,000 |
| Application Withdrawn By Applicant |
1 | $30,000 |
$30,000 | $30,000 |
$50,000 | $50,000 |
| File Closed For Incompleteness |
1 | $100,000 |
$100,000 | $100,000 |
$38,000 | $38,000 |
| Loan Originated |
11 | $469,000 |
$42,000 | $130,000 |
$65,000 | $120,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $16,000 |
$16,000 | $16,000 |
$28,000 | $28,000 |
| Debt-To-Income Ratio |
1 | $65,000 |
$65,000 | $65,000 |
$33,000 | $33,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PENSACOLA GOVERNMENT FCU by:
Metropolitan Area And
County
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