|
|
| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
|
|
|
|
|
|
PEOPLES BANK AND TRUST CO.
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
PEOPLES BANK AND TRUST CO. |
| Address | 430 E. WOOD ST P.O. BOX G
TROY, MO 63379 |
| Agency | Federal Reserve System (FRS) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 281 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $31,283,000 |
| Average Mortgage Loan Amount Applied For | $132,800 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $86,550 |
| Highest Applicant Income | $400,000 |
|
|
|
| Home Improvement |
27 | $2,075,000 |
$76,000 | $225,000 |
$56,000 | $153,000 |
| Home Purchase |
128 | $15,983,000 |
$124,000 | $576,000 |
$63,000 | $227,000 |
| Refinancing |
126 | $13,225,000 |
$104,000 | $1,200,000 |
$66,000 | $400,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $1,453,000 |
$484,000 | $1,200,000 |
$176,000 | $400,000 |
| Hispanic |
1 | $122,000 |
$122,000 | $122,000 |
$45,000 | $45,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $226,000 |
$226,000 | $226,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
276 | $29,482,000 |
$106,000 | $576,000 |
$63,000 | $328,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
264 | $29,454,000 |
$111,000 | $1,200,000 |
$65,000 | $400,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
17 | $1,829,000 |
$107,000 | $217,000 |
$42,000 | $62,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $130,000 |
$130,000 | $130,000 |
$59,000 | $59,000 |
| Application Denied By Financial Institution |
40 | $4,228,000 |
$105,000 | $285,000 |
$44,000 | $216,000 |
| Application Withdrawn By Applicant |
21 | $3,992,000 |
$190,000 | $1,200,000 |
$76,000 | $400,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
196 | $20,589,000 |
$105,000 | $480,000 |
$67,000 | $328,000 |
| Loan Purchased By The Institution |
23 | $2,344,000 |
$101,000 | $372,000 |
$60,000 | $110,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for PEOPLES BANK AND TRUST CO. by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
