|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
PEOPLES BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
PEOPLES BANK |
| Address | 138 PUTNAM STREET
MARIETTA, OH 45750 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,594 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $129,134,000 |
| Average Mortgage Loan Amount Applied For | $129,200 |
| Highest Mortgage Loan Amount Applied For | $3,360,000 |
| Average Applicant Income | $74,971 |
| Highest Applicant Income | $1,130,000 |
|
|
|
| Home Improvement |
294 | $8,813,000 |
$29,000 | $257,000 |
$42,000 | $349,000 |
| Home Purchase |
732 | $69,754,000 |
$95,000 | $3,360,000 |
$56,000 | $1,130,000 |
| Refinancing |
632 | $55,993,000 |
$88,000 | $1,440,000 |
$55,000 | $1,076,000 |
|
|
| American Indian or Alaskan Native |
7 | $509,000 |
$72,000 | $146,000 |
$33,000 | $60,000 |
| Asian |
2 | $76,000 |
$38,000 | $65,000 |
$25,000 | $36,000 |
| Black or African American |
10 | $298,000 |
$29,000 | $80,000 |
$34,000 | $58,000 |
| Hispanic |
5 | $267,000 |
$53,000 | $182,000 |
$34,000 | $87,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
31 | $10,633,000 |
$343,000 | $3,360,000 |
$14,000 | $239,000 |
| Not Provided |
49 | $3,081,000 |
$62,000 | $277,000 |
$59,000 | $439,000 |
| White |
1,554 | $119,696,000 |
$77,000 | $1,440,000 |
$54,000 | $1,130,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,658 | $134,560,000 |
$81,000 | $3,360,000 |
$53,000 | $1,130,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
163 | $13,140,000 |
$80,000 | $1,440,000 |
$49,000 | $519,000 |
| Application Denied By Financial Institution |
246 | $12,364,000 |
$50,000 | $440,000 |
$41,000 | $1,076,000 |
| Application Withdrawn By Applicant |
102 | $7,719,000 |
$75,000 | $360,000 |
$51,000 | $380,000 |
| File Closed For Incompleteness |
1 | $75,000 |
$75,000 | $75,000 |
$31,000 | $31,000 |
| Loan Originated |
1,082 | $95,836,000 |
$88,000 | $3,360,000 |
$58,000 | $1,130,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
64 | $5,426,000 |
$84,000 | $260,000 |
$37,000 | $94,000 |
|
|
| Collateral |
17 | $1,481,000 |
$87,000 | $440,000 |
$122,000 | $1,076,000 |
| Credit Application Incomplete |
1 | $56,000 |
$56,000 | $56,000 |
$95,000 | $95,000 |
| Credit History |
206 | $10,145,000 |
$49,000 | $230,000 |
$35,000 | $94,000 |
| Debt-To-Income Ratio |
72 | $5,429,000 |
$75,000 | $380,000 |
$33,000 | $91,000 |
| Employment History |
6 | $277,000 |
$46,000 | $160,000 |
$42,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
6 | $290,000 |
$48,000 | $79,000 |
$52,000 | $105,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $105,000 |
$105,000 | $105,000 |
$33,000 | $33,000 |
| Unverifiable Information |
1 | $7,000 |
$7,000 | $7,000 |
$44,000 | $44,000 |
|
Mortgage Loan App Totals for PEOPLES BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
