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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PEOPLES BANK OF GREENSBORO
Mortgage Loans and Application Details
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| Mortgage Company Name |
PEOPLES BANK OF GREENSBORO |
| Address | PO BOX 520
GREENSBORO, AL 36744 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 76 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,125,000 |
| Average Mortgage Loan Amount Applied For | $56,000 |
| Highest Mortgage Loan Amount Applied For | $508,000 |
| Average Applicant Income | $40,857 |
| Highest Applicant Income | $184,000 |
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| Home Improvement |
19 | $414,000 |
$21,000 | $70,000 |
$61,000 | $184,000 |
| Home Purchase |
49 | $2,488,000 |
$50,000 | $508,000 |
$47,000 | $144,000 |
| Refinancing |
8 | $223,000 |
$27,000 | $50,000 |
$37,000 | $60,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
23 | $536,000 |
$23,000 | $80,000 |
$40,000 | $89,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $140,000 |
$46,000 | $67,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
50 | $2,449,000 |
$48,000 | $508,000 |
$57,000 | $184,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
76 | $3,125,000 |
$41,000 | $508,000 |
$50,000 | $184,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $73,000 |
$24,000 | $50,000 |
$25,000 | $29,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
73 | $3,052,000 |
$41,000 | $508,000 |
$51,000 | $184,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $65,000 |
$32,000 | $50,000 |
$23,000 | $26,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
1 | $8,000 |
$8,000 | $8,000 |
$29,000 | $29,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PEOPLES BANK OF GREENSBORO by:
Metropolitan Area And
County
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