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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PEOPLES BANK OF LOUISIANA
Mortgage Loans and Application Details
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| Mortgage Company Name |
PEOPLES BANK OF LOUISIANA |
| Address | P O BOX 669, 201 W OAK ST
AMITE, LA 70422 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 146 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,734,000 |
| Average Mortgage Loan Amount Applied For | $34,363 |
| Highest Mortgage Loan Amount Applied For | $540,000 |
| Average Applicant Income | $48,818 |
| Highest Applicant Income | $300,000 |
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| Home Improvement |
33 | $677,000 |
$20,000 | $157,000 |
$44,000 | $144,000 |
| Home Purchase |
49 | $2,396,000 |
$48,000 | $147,000 |
$64,000 | $300,000 |
| Refinancing |
64 | $3,661,000 |
$57,000 | $540,000 |
$49,000 | $193,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $222,000 |
$74,000 | $100,000 |
$53,000 | $100,000 |
| Black or African American |
28 | $828,000 |
$29,000 | $157,000 |
$40,000 | $144,000 |
| Hispanic |
1 | $19,000 |
$19,000 | $19,000 |
$122,000 | $122,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
13 | $1,427,000 |
$109,000 | $540,000 |
$23,000 | $193,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
101 | $4,238,000 |
$41,000 | $374,000 |
$59,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
146 | $6,734,000 |
$46,000 | $540,000 |
$53,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $61,000 |
$20,000 | $55,000 |
$16,000 | $22,000 |
| Application Withdrawn By Applicant |
1 | $21,000 |
$21,000 | $21,000 |
$58,000 | $58,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
142 | $6,652,000 |
$46,000 | $540,000 |
$54,000 | $300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PEOPLES BANK OF LOUISIANA by:
Metropolitan Area And
County
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