|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
PEOPLES BANK OF MADISON COUNTY
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
PEOPLES BANK OF MADISON COUNTY |
| Address | PO BOX 219
BEREA, KY 40403 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 451 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $234,370,000 |
| Average Mortgage Loan Amount Applied For | $119,750 |
| Highest Mortgage Loan Amount Applied For | $99,999,000 |
| Average Applicant Income | $35,875 |
| Highest Applicant Income | $806,000 |
|
|
|
| Home Improvement (one-to-four family) |
73 | $1,374,000 |
$16,000 | $240,000 |
$51,500 | $276,000 |
| Home Purchase (one-to-four family) |
150 | $11,172,000 |
$69,500 | $700,000 |
$62,500 | $600,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
40 | $208,487,000 |
$5,212,000 | $99,999,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
232 | $15,874,000 |
$64,000 | $395,000 |
$42,500 | $806,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
7 | $698,000 |
$99,000 | $225,000 |
$32,000 | $69,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $1,374,000 |
$171,000 | $468,000 |
$40,000 | $132,000 |
| Other |
1 | $314,000 |
$314,000 | $314,000 |
$160,000 | $160,000 |
| White |
479 | $234,521,000 |
$295,000 | $99,999,000 |
$51,000 | $806,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
494 | $236,867,000 |
$288,500 | $99,999,000 |
$52,500 | $806,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $40,000 |
$40,000 | $40,000 |
$45,000 | $45,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
2 | $93,000 |
$46,000 | $57,000 |
$47,000 | $55,000 |
| Application Denied By Financial Institution |
21 | $824,000 |
$37,000 | $195,000 |
$28,500 | $57,000 |
| Application Withdrawn By Applicant |
3 | $168,000 |
$77,500 | $142,000 |
$94,500 | $138,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
469 | $235,822,000 |
$300,500 | $99,999,000 |
$47,500 | $806,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $10,000 |
$5,000 | $7,000 |
$16,000 | $25,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for PEOPLES BANK OF MADISON COUNTY by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
