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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PEOPLES BANK OF SENECA
Mortgage Loans and Application Details
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| Mortgage Company Name |
PEOPLES BANK OF SENECA |
| Address | 1615 CHEROKEE
SENECA, MO 64865 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2006 |
| Total Number of Mortgage Loan Applications Processed | 74 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,620,000 |
| Average Mortgage Loan Amount Applied For | $70,500 |
| Highest Mortgage Loan Amount Applied For | $630,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $173,000 |
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| Home Improvement |
14 | $274,000 |
$19,000 | $66,000 |
$48,000 | $144,000 |
| Home Purchase |
27 | $2,081,000 |
$77,000 | $228,000 |
$64,000 | $173,000 |
| Refinancing |
33 | $3,265,000 |
$98,000 | $630,000 |
$70,000 | $159,000 |
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| American Indian or Alaskan Native |
6 | $395,000 |
$65,000 | $194,000 |
$60,000 | $119,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
4 | $172,000 |
$43,000 | $112,000 |
$16,000 | $29,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $66,000 |
$66,000 | $66,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
63 | $4,987,000 |
$79,000 | $630,000 |
$68,000 | $173,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
74 | $5,620,000 |
$75,000 | $630,000 |
$64,000 | $173,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $120,000 |
$60,000 | $90,000 |
$112,000 | $119,000 |
| Application Denied By Financial Institution |
7 | $273,000 |
$39,000 | $112,000 |
$37,000 | $60,000 |
| Application Withdrawn By Applicant |
2 | $135,000 |
$67,000 | $99,000 |
$82,000 | $132,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
63 | $5,092,000 |
$80,000 | $630,000 |
$64,000 | $173,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $129,000 |
$32,000 | $40,000 |
$42,000 | $60,000 |
| Debt-To-Income Ratio |
1 | $112,000 |
$112,000 | $112,000 |
$26,000 | $26,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $20,000 |
$20,000 | $20,000 |
$16,000 | $16,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PEOPLES BANK OF SENECA by:
Metropolitan Area And
County
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