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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PEOPLES BANK OF THE OZARKS
Mortgage Loans and Application Details
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| Mortgage Company Name |
PEOPLES BANK OF THE OZARKS |
| Address | PO BOX 728
NIXA, MO 65714 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 233 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $21,851,000 |
| Average Mortgage Loan Amount Applied For | $89,272 |
| Highest Mortgage Loan Amount Applied For | $1,100,000 |
| Average Applicant Income | $56,818 |
| Highest Applicant Income | $472,000 |
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| Home Improvement |
22 | $276,000 |
$12,000 | $60,000 |
$38,000 | $96,000 |
| Home Purchase |
135 | $13,710,000 |
$101,000 | $538,000 |
$50,000 | $219,000 |
| Refinancing |
76 | $7,865,000 |
$103,000 | $1,100,000 |
$60,000 | $472,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $18,000 |
$18,000 | $18,000 |
$76,000 | $76,000 |
| Hispanic |
3 | $133,000 |
$44,000 | $106,000 |
$38,000 | $57,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $15,000 |
$15,000 | $15,000 |
$83,000 | $83,000 |
| Not applicable |
26 | $3,532,000 |
$135,000 | $538,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
202 | $18,153,000 |
$89,000 | $1,100,000 |
$59,000 | $472,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
233 | $21,851,000 |
$93,000 | $1,100,000 |
$52,000 | $472,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $165,000 |
$165,000 | $165,000 |
$52,000 | $52,000 |
| Application Denied By Financial Institution |
21 | $1,013,000 |
$48,000 | $140,000 |
$39,000 | $83,000 |
| Application Withdrawn By Applicant |
9 | $669,000 |
$74,000 | $125,000 |
$30,000 | $75,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
200 | $19,753,000 |
$98,000 | $1,100,000 |
$55,000 | $472,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $151,000 |
$151,000 | $151,000 |
$16,000 | $16,000 |
| Preapproval Denied by Financial Institution |
1 | $100,000 |
$100,000 | $100,000 |
$48,000 | $48,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
17 | $665,000 |
$39,000 | $100,000 |
$42,000 | $83,000 |
| Debt-To-Income Ratio |
3 | $225,000 |
$75,000 | $140,000 |
$17,000 | $24,000 |
| Employment History |
1 | $123,000 |
$123,000 | $123,000 |
$43,000 | $43,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $100,000 |
$100,000 | $100,000 |
$48,000 | $48,000 |
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Mortgage Loan App Totals for PEOPLES BANK OF THE OZARKS by:
Metropolitan Area And
County
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