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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PEOPLE'S COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PEOPLE'S COMMUNITY BANK |
| Address | 300 SUNSET DRIVE
JOHNSON CTIY, TN 37604 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 65 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,282,000 |
| Average Mortgage Loan Amount Applied For | $73,428 |
| Highest Mortgage Loan Amount Applied For | $350,000 |
| Average Applicant Income | $140,000 |
| Highest Applicant Income | $900,000 |
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| Home Improvement (one-to-four family) |
19 | $279,000 |
$14,000 | $120,000 |
$36,000 | $165,000 |
| Home Purchase (one-to-four family) |
21 | $1,406,000 |
$66,000 | $200,000 |
$150,000 | $900,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
3 | $641,000 |
$213,000 | $350,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
22 | $1,956,000 |
$88,000 | $252,000 |
$108,000 | $372,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
1 | $81,000 |
$81,000 | $81,000 |
$100,000 | $100,000 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $17,000 |
$17,000 | $17,000 |
$21,000 | $21,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $104,000 |
$104,000 | $104,000 |
$188,000 | $188,000 |
| White |
62 | $4,080,000 |
$65,000 | $350,000 |
$93,000 | $900,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
65 | $4,282,000 |
$65,000 | $350,000 |
$94,000 | $900,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $635,000 |
$63,000 | $195,000 |
$33,000 | $60,000 |
| Application Withdrawn By Applicant |
1 | $5,000 |
$5,000 | $5,000 |
$26,000 | $26,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
54 | $3,642,000 |
$67,000 | $350,000 |
$122,000 | $900,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PEOPLE'S COMMUNITY BANK by:
Metropolitan Area And
County
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