|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
PEOPLES COMMUNITY CREDIT UNION
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
PEOPLES COMMUNITY CREDIT UNION |
| Address | PO BOX 764
VANCOUVER, WA 98666 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 170 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,304,000 |
| Average Mortgage Loan Amount Applied For | $75,500 |
| Highest Mortgage Loan Amount Applied For | $463,000 |
| Average Applicant Income | $62,400 |
| Highest Applicant Income | $295,000 |
|
|
|
| Home Improvement |
42 | $2,027,000 |
$48,000 | $186,000 |
$64,000 | $137,000 |
| Home Purchase |
93 | $7,038,000 |
$75,000 | $463,000 |
$74,000 | $295,000 |
| Refinancing |
35 | $3,239,000 |
$92,000 | $442,000 |
$74,000 | $295,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $295,000 |
$147,000 | $260,000 |
$56,000 | $72,000 |
| Black or African American |
2 | $66,000 |
$33,000 | $42,000 |
$63,000 | $89,000 |
| Hispanic |
2 | $70,000 |
$35,000 | $40,000 |
$66,000 | $77,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $183,000 |
$91,000 | $123,000 |
$66,000 | $78,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
11 | $781,000 |
$71,000 | $216,000 |
$62,000 | $90,000 |
| White |
151 | $10,909,000 |
$72,000 | $463,000 |
$73,000 | $295,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
168 | $12,057,000 |
$71,000 | $463,000 |
$71,000 | $295,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
2 | $247,000 |
$123,000 | $183,000 |
$87,000 | $114,000 |
|
|
| Application Approved But Not Accepted |
4 | $311,000 |
$77,000 | $165,000 |
$71,000 | $126,000 |
| Application Denied By Financial Institution |
20 | $1,645,000 |
$82,000 | $186,000 |
$61,000 | $100,000 |
| Application Withdrawn By Applicant |
9 | $1,082,000 |
$120,000 | $463,000 |
$57,000 | $91,000 |
| File Closed For Incompleteness |
1 | $36,000 |
$36,000 | $36,000 |
$48,000 | $48,000 |
| Loan Originated |
136 | $9,230,000 |
$67,000 | $442,000 |
$74,000 | $295,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for PEOPLES COMMUNITY CREDIT UNION by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
