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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PEOPLES COMMUNITY NATIONAL BAN
Mortgage Loans and Application Details
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| Mortgage Company Name |
PEOPLES COMMUNITY NATIONAL BAN |
| Address | 400 U.S. HWY 27 BYPASS
BREMEN, GA 30110 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 50 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,476,000 |
| Average Mortgage Loan Amount Applied For | $209,454 |
| Highest Mortgage Loan Amount Applied For | $965,000 |
| Average Applicant Income | $60,545 |
| Highest Applicant Income | $207,000 |
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| Home Improvement |
1 | $4,000 |
$4,000 | $4,000 |
$87,000 | $87,000 |
| Home Purchase |
20 | $2,631,000 |
$131,000 | $254,000 |
$48,000 | $123,000 |
| Refinancing |
32 | $6,479,000 |
$202,000 | $965,000 |
$71,000 | $207,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $80,000 |
$80,000 | $80,000 |
$43,000 | $43,000 |
| Hispanic |
1 | $59,000 |
$59,000 | $59,000 |
$33,000 | $33,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $1,556,000 |
$259,000 | $965,000 |
$60,000 | $207,000 |
| Not Provided |
28 | $3,959,000 |
$141,000 | $427,000 |
$52,000 | $133,000 |
| White |
17 | $3,460,000 |
$203,000 | $722,000 |
$85,000 | $185,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
48 | $8,626,000 |
$179,000 | $965,000 |
$65,000 | $207,000 |
| FHA-insured (Federal Housing Administration) |
5 | $488,000 |
$97,000 | $138,000 |
$39,000 | $57,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $1,198,000 |
$149,000 | $254,000 |
$50,000 | $90,000 |
| Application Withdrawn By Applicant |
20 | $2,654,000 |
$132,000 | $427,000 |
$55,000 | $133,000 |
| File Closed For Incompleteness |
1 | $166,000 |
$166,000 | $166,000 |
$0 | $0 |
| Loan Originated |
24 | $5,096,000 |
$212,000 | $965,000 |
$77,000 | $207,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $1,198,000 |
$149,000 | $254,000 |
$50,000 | $90,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PEOPLES COMMUNITY NATIONAL BAN by:
Metropolitan Area And
County
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