|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
PEOPLES FEDERAL SAVING BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
PEOPLES FEDERAL SAVING BANK |
| Address | 435 MARKET STREET
BRIGHTON, MA 02135 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 135 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $32,643,000 |
| Average Mortgage Loan Amount Applied For | $170,800 |
| Highest Mortgage Loan Amount Applied For | $2,950,000 |
| Average Applicant Income | $89,700 |
| Highest Applicant Income | $498,000 |
|
|
|
| Home Improvement |
48 | $2,889,000 |
$60,000 | $800,000 |
$66,000 | $172,000 |
| Home Purchase |
39 | $15,478,000 |
$396,000 | $2,950,000 |
$116,000 | $498,000 |
| Refinancing |
48 | $14,276,000 |
$297,000 | $1,704,000 |
$81,000 | $390,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $2,980,000 |
$1,490,000 | $2,950,000 |
$19,000 | $38,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
6 | $615,000 |
$102,000 | $365,000 |
$46,000 | $55,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $5,542,000 |
$461,000 | $1,704,000 |
$0 | $0 |
| Not Provided |
4 | $1,178,000 |
$294,000 | $750,000 |
$168,000 | $200,000 |
| White |
111 | $22,328,000 |
$201,000 | $1,125,000 |
$96,000 | $498,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
135 | $32,643,000 |
$241,000 | $2,950,000 |
$86,000 | $498,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
6 | $1,588,000 |
$264,000 | $650,000 |
$80,000 | $155,000 |
| Application Denied By Financial Institution |
2 | $70,000 |
$35,000 | $35,000 |
$97,000 | $103,000 |
| Application Withdrawn By Applicant |
14 | $2,870,000 |
$205,000 | $455,000 |
$91,000 | $189,000 |
| File Closed For Incompleteness |
2 | $75,000 |
$37,000 | $40,000 |
$34,000 | $68,000 |
| Loan Originated |
111 | $28,040,000 |
$252,000 | $2,950,000 |
$86,000 | $498,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $35,000 |
$35,000 | $35,000 |
$103,000 | $103,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $35,000 |
$35,000 | $35,000 |
$91,000 | $91,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for PEOPLES FEDERAL SAVING BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
