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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PEOPLES NATIONAL BANK OF KEWAN
Mortgage Loans and Application Details
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| Mortgage Company Name |
PEOPLES NATIONAL BANK OF KEWAN |
| Address | 207 N TREMONT ST PO BOX 387
KEWANEE, IL 61443 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 130 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,118,000 |
| Average Mortgage Loan Amount Applied For | $62,500 |
| Highest Mortgage Loan Amount Applied For | $183,000 |
| Average Applicant Income | $80,500 |
| Highest Applicant Income | $242,000 |
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| Home Improvement |
25 | $686,000 |
$27,000 | $138,000 |
$50,000 | $127,000 |
| Home Purchase |
49 | $1,909,000 |
$38,000 | $156,000 |
$38,000 | $197,000 |
| Refinancing |
56 | $2,523,000 |
$45,000 | $183,000 |
$42,000 | $242,000 |
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| American Indian or Alaskan Native |
1 | $35,000 |
$35,000 | $35,000 |
$16,000 | $16,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $42,000 |
$14,000 | $23,000 |
$16,000 | $27,000 |
| Hispanic |
9 | $210,000 |
$23,000 | $36,000 |
$29,000 | $52,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
117 | $4,831,000 |
$41,000 | $183,000 |
$44,000 | $242,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
128 | $4,969,000 |
$38,000 | $183,000 |
$43,000 | $242,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $149,000 |
$74,000 | $93,000 |
$39,000 | $42,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
31 | $1,376,000 |
$44,000 | $145,000 |
$39,000 | $197,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
99 | $3,742,000 |
$37,000 | $183,000 |
$44,000 | $242,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $163,000 |
$54,000 | $66,000 |
$35,000 | $51,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
18 | $590,000 |
$32,000 | $66,000 |
$31,000 | $116,000 |
| Debt-To-Income Ratio |
8 | $444,000 |
$55,000 | $140,000 |
$25,000 | $48,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $179,000 |
$89,000 | $145,000 |
$165,000 | $197,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PEOPLES NATIONAL BANK OF KEWAN by:
Metropolitan Area And
County
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