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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PEOPLES SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PEOPLES SAVINGS BANK |
| Address | 400 E IOWA
INDIANOLA, IA 50125 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 116 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,508,000 |
| Average Mortgage Loan Amount Applied For | $83,100 |
| Highest Mortgage Loan Amount Applied For | $406,000 |
| Average Applicant Income | $68,600 |
| Highest Applicant Income | $324,000 |
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| Home Improvement |
42 | $1,031,000 |
$24,000 | $115,000 |
$69,000 | $161,000 |
| Home Purchase |
32 | $3,491,000 |
$109,000 | $406,000 |
$75,000 | $324,000 |
| Refinancing |
42 | $2,986,000 |
$71,000 | $300,000 |
$83,000 | $240,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $292,000 |
$97,000 | $215,000 |
$0 | $0 |
| Not Provided |
1 | $23,000 |
$23,000 | $23,000 |
$12,000 | $12,000 |
| White |
112 | $7,193,000 |
$64,000 | $406,000 |
$78,000 | $324,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
116 | $7,508,000 |
$64,000 | $406,000 |
$76,000 | $324,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $286,000 |
$95,000 | $127,000 |
$115,000 | $228,000 |
| Application Denied By Financial Institution |
10 | $538,000 |
$53,000 | $120,000 |
$41,000 | $90,000 |
| Application Withdrawn By Applicant |
5 | $258,000 |
$51,000 | $60,000 |
$83,000 | $115,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
98 | $6,426,000 |
$65,000 | $406,000 |
$78,000 | $324,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $115,000 |
$115,000 | $115,000 |
$90,000 | $90,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $303,000 |
$50,000 | $120,000 |
$40,000 | $66,000 |
| Debt-To-Income Ratio |
2 | $100,000 |
$50,000 | $80,000 |
$33,000 | $42,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $20,000 |
$20,000 | $20,000 |
$16,000 | $16,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PEOPLES SAVINGS BANK by:
Metropolitan Area And
County
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