|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
PEOPLES SAVINGS BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
PEOPLES SAVINGS BANK |
| Address | 9414 HWY C
NEW HAVEN, MO 63068 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 295 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,575,000 |
| Average Mortgage Loan Amount Applied For | $82,461 |
| Highest Mortgage Loan Amount Applied For | $1,340,000 |
| Average Applicant Income | $54,538 |
| Highest Applicant Income | $564,000 |
|
|
|
| Home Improvement |
69 | $3,635,000 |
$52,000 | $600,000 |
$53,000 | $196,000 |
| Home Purchase |
110 | $9,453,000 |
$85,000 | $1,340,000 |
$52,000 | $564,000 |
| Refinancing |
117 | $7,501,000 |
$64,000 | $482,000 |
$46,000 | $249,000 |
|
|
| American Indian or Alaskan Native |
1 | $55,000 |
$55,000 | $55,000 |
$77,000 | $77,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $765,000 |
$76,000 | $256,000 |
$36,000 | $93,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
285 | $19,769,000 |
$69,000 | $1,340,000 |
$50,000 | $564,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
296 | $20,589,000 |
$69,000 | $1,340,000 |
$50,000 | $564,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
6 | $353,000 |
$58,000 | $102,000 |
$47,000 | $69,000 |
| Application Denied By Financial Institution |
21 | $1,214,000 |
$57,000 | $150,000 |
$34,000 | $81,000 |
| Application Withdrawn By Applicant |
3 | $95,000 |
$31,000 | $75,000 |
$44,000 | $51,000 |
| File Closed For Incompleteness |
1 | $120,000 |
$120,000 | $120,000 |
$78,000 | $78,000 |
| Loan Originated |
265 | $18,807,000 |
$70,000 | $1,340,000 |
$51,000 | $564,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $84,000 |
$84,000 | $84,000 |
$81,000 | $81,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
10 | $424,000 |
$42,000 | $80,000 |
$27,000 | $44,000 |
| Debt-To-Income Ratio |
7 | $553,000 |
$79,000 | $150,000 |
$41,000 | $80,000 |
| Employment History |
1 | $18,000 |
$18,000 | $18,000 |
$26,000 | $26,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $95,000 |
$95,000 | $95,000 |
$49,000 | $49,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for PEOPLES SAVINGS BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
