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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PEOPLES SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PEOPLES SAVINGS BANK |
| Address | 414 N ADAMS PO BOX 248
WELLSBURG, IA 50680 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 30 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,567,000 |
| Average Mortgage Loan Amount Applied For | $76,800 |
| Highest Mortgage Loan Amount Applied For | $170,000 |
| Average Applicant Income | $51,600 |
| Highest Applicant Income | $97,000 |
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| Home Improvement |
1 | $5,000 |
$5,000 | $5,000 |
$24,000 | $24,000 |
| Home Purchase |
12 | $744,000 |
$62,000 | $129,000 |
$42,000 | $85,000 |
| Refinancing |
17 | $818,000 |
$48,000 | $170,000 |
$46,000 | $97,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
5 | $254,000 |
$50,000 | $120,000 |
$35,000 | $85,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
25 | $1,313,000 |
$52,000 | $170,000 |
$45,000 | $97,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
30 | $1,567,000 |
$52,000 | $170,000 |
$43,000 | $97,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $176,000 |
$58,000 | $110,000 |
$31,000 | $45,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
27 | $1,391,000 |
$51,000 | $170,000 |
$45,000 | $97,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $176,000 |
$58,000 | $110,000 |
$31,000 | $45,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PEOPLES SAVINGS BANK by:
Metropolitan Area And
County
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