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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PEOPLES SAVINGS & LOAN CO.
Mortgage Loans and Application Details
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| Mortgage Company Name |
PEOPLES SAVINGS & LOAN CO. |
| Address | 300 S. Walnut St.
Bucyrus, OH 44820 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 303 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,737,000 |
| Average Mortgage Loan Amount Applied For | $77,800 |
| Highest Mortgage Loan Amount Applied For | $268,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $249,000 |
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| Home Improvement (one-to-four family) |
86 | $4,870,000 |
$56,000 | $162,000 |
$65,000 | $249,000 |
| Home Purchase (one-to-four family) |
66 | $5,549,000 |
$84,000 | $250,000 |
$63,000 | $240,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
2 | $396,000 |
$198,000 | $268,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
149 | $9,922,000 |
$66,000 | $250,000 |
$74,000 | $200,000 |
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| American Indian or Alaskan Native |
1 | $44,000 |
$44,000 | $44,000 |
$80,000 | $80,000 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
302 | $20,693,000 |
$68,000 | $268,000 |
$63,000 | $249,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
303 | $20,737,000 |
$68,000 | $268,000 |
$64,000 | $249,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $698,000 |
$87,000 | $132,000 |
$83,000 | $200,000 |
| Application Denied By Financial Institution |
7 | $559,000 |
$79,000 | $134,000 |
$57,000 | $118,000 |
| Application Withdrawn By Applicant |
7 | $475,000 |
$67,000 | $108,000 |
$67,000 | $110,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
281 | $19,005,000 |
$67,000 | $268,000 |
$61,000 | $249,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
7 | $559,000 |
$79,000 | $134,000 |
$57,000 | $118,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PEOPLES SAVINGS & LOAN CO. by:
Metropolitan Area And
County
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