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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PEOPLES TRUST AND SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PEOPLES TRUST AND SAVINGS BANK |
| Address | 132 S THIRD ST
BOONVILLE, IN 47601 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 76 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,890,000 |
| Average Mortgage Loan Amount Applied For | $61,000 |
| Highest Mortgage Loan Amount Applied For | $343,000 |
| Average Applicant Income | $49,000 |
| Highest Applicant Income | $300,000 |
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| Home Improvement |
11 | $412,000 |
$37,000 | $92,000 |
$50,000 | $104,000 |
| Home Purchase |
27 | $1,918,000 |
$71,000 | $156,000 |
$56,000 | $300,000 |
| Refinancing |
38 | $3,560,000 |
$93,000 | $343,000 |
$56,000 | $165,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $240,000 |
$240,000 | $240,000 |
$74,000 | $74,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
75 | $5,650,000 |
$75,000 | $343,000 |
$55,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
76 | $5,890,000 |
$77,000 | $343,000 |
$55,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $60,000 |
$60,000 | $60,000 |
$70,000 | $70,000 |
| Application Denied By Financial Institution |
4 | $315,000 |
$78,000 | $105,000 |
$33,000 | $50,000 |
| Application Withdrawn By Applicant |
3 | $403,000 |
$134,000 | $240,000 |
$47,000 | $74,000 |
| File Closed For Incompleteness |
1 | $50,000 |
$50,000 | $50,000 |
$80,000 | $80,000 |
| Loan Originated |
67 | $5,062,000 |
$75,000 | $343,000 |
$56,000 | $300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $89,000 |
$89,000 | $89,000 |
$41,000 | $41,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PEOPLES TRUST AND SAVINGS BANK by:
Metropolitan Area And
County
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