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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PERKINS STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PERKINS STATE BANK |
| Address | 342 E. NOBLE AVENUE
WILLISTON, FL 32696 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 9 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $480,000 |
| Average Mortgage Loan Amount Applied For | $53,000 |
| Highest Mortgage Loan Amount Applied For | $151,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $162,000 |
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| Home Improvement |
61 | $2,405,000 |
$39,000 | $450,000 |
$37,000 | $90,000 |
| Home Purchase |
84 | $7,586,000 |
$90,000 | $450,000 |
$46,000 | $190,000 |
| Refinancing |
120 | $9,518,000 |
$79,000 | $375,000 |
$88,000 | $1,500,000 |
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| American Indian or Alaskan Native |
3 | $86,000 |
$28,000 | $65,000 |
$13,000 | $30,000 |
| Asian |
2 | $119,000 |
$59,000 | $63,000 |
$8,000 | $8,000 |
| Black or African American |
17 | $694,000 |
$40,000 | $144,000 |
$38,000 | $76,000 |
| Hispanic |
15 | $953,000 |
$63,000 | $224,000 |
$38,000 | $131,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $889,000 |
$148,000 | $442,000 |
$0 | $0 |
| Not Provided |
4 | $381,000 |
$95,000 | $200,000 |
$26,000 | $56,000 |
| White |
218 | $16,387,000 |
$75,000 | $450,000 |
$70,000 | $1,500,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
265 | $19,509,000 |
$73,000 | $450,000 |
$63,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $316,000 |
$79,000 | $102,000 |
$33,000 | $37,000 |
| Application Denied By Financial Institution |
44 | $3,473,000 |
$78,000 | $450,000 |
$33,000 | $100,000 |
| Application Withdrawn By Applicant |
36 | $2,711,000 |
$75,000 | $442,000 |
$47,000 | $190,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
181 | $13,009,000 |
$71,000 | $450,000 |
$74,000 | $1,500,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PERKINS STATE BANK by:
Metropolitan Area And
County
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