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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PERL MORTGAGE, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
PERL MORTGAGE, INC. |
| Address | 2936 W. BELMONT AVENUE CHICAGO, IL 60618 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 154 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $34,152,000 |
| Average Mortgage Loan Amount Applied For | $207,454 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $212,636 |
| Highest Applicant Income | $2,818,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
80 | $19,845,000 |
$248,000 | $1,500,000 |
$161,000 | $1,445,000 |
| Refinancing |
74 | $14,307,000 |
$193,000 | $1,400,000 |
$174,000 | $2,818,000 |
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| American Indian or Alaskan Native |
1 | $417,000 |
$417,000 | $417,000 |
$165,000 | $165,000 |
| Asian |
4 | $323,000 |
$80,000 | $121,000 |
$199,000 | $576,000 |
| Black or African American |
13 | $1,587,000 |
$122,000 | $287,000 |
$74,000 | $120,000 |
| Hispanic |
12 | $1,798,000 |
$149,000 | $288,000 |
$89,000 | $185,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
16 | $3,336,000 |
$208,000 | $840,000 |
$118,000 | $500,000 |
| White |
108 | $26,691,000 |
$247,000 | $1,500,000 |
$194,000 | $2,818,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
154 | $34,152,000 |
$221,000 | $1,500,000 |
$167,000 | $2,818,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
25 | $6,235,000 |
$249,000 | $1,500,000 |
$192,000 | $909,000 |
| Application Denied By Financial Institution |
2 | $303,000 |
$151,000 | $288,000 |
$69,000 | $138,000 |
| Application Withdrawn By Applicant |
124 | $27,540,000 |
$222,000 | $1,400,000 |
$167,000 | $2,818,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
3 | $74,000 |
$24,000 | $35,000 |
$21,000 | $65,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PERL MORTGAGE, INC. by:
Metropolitan Area And
County
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