|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
PHENIX GIRARD BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
PHENIX GIRARD BANK |
| Address | P.O. BOX 70
PHENIX CITY, AL 36868 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 79 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,210,000 |
| Average Mortgage Loan Amount Applied For | $43,800 |
| Highest Mortgage Loan Amount Applied For | $425,000 |
| Average Applicant Income | $53,600 |
| Highest Applicant Income | $240,000 |
|
|
|
| Home Improvement |
43 | $339,000 |
$7,000 | $50,000 |
$41,000 | $104,000 |
| Home Purchase |
23 | $1,877,000 |
$81,000 | $360,000 |
$75,000 | $240,000 |
| Refinancing |
13 | $994,000 |
$76,000 | $425,000 |
$81,000 | $190,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
17 | $519,000 |
$30,000 | $160,000 |
$46,000 | $134,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
62 | $2,691,000 |
$43,000 | $425,000 |
$61,000 | $240,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
76 | $2,984,000 |
$39,000 | $425,000 |
$59,000 | $240,000 |
| FHA-insured (Federal Housing Administration) |
3 | $226,000 |
$75,000 | $89,000 |
$29,000 | $40,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
31 | $1,126,000 |
$36,000 | $250,000 |
$45,000 | $134,000 |
| Application Withdrawn By Applicant |
11 | $611,000 |
$55,000 | $128,000 |
$72,000 | $240,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
37 | $1,473,000 |
$39,000 | $425,000 |
$64,000 | $190,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for PHENIX GIRARD BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
