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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PINE BLUFF NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PINE BLUFF NATIONAL BANK |
| Address | P.O. BOX 7878
PINE BLUFF, AR 71611 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 127 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,125,000 |
| Average Mortgage Loan Amount Applied For | $137,900 |
| Highest Mortgage Loan Amount Applied For | $958,000 |
| Average Applicant Income | $61,500 |
| Highest Applicant Income | $480,000 |
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| Home Improvement |
18 | $650,000 |
$36,000 | $263,000 |
$51,000 | $172,000 |
| Home Purchase |
63 | $4,158,000 |
$66,000 | $950,000 |
$70,000 | $480,000 |
| Refinancing |
46 | $6,317,000 |
$137,000 | $958,000 |
$59,000 | $252,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $173,000 |
$173,000 | $173,000 |
$112,000 | $112,000 |
| Black or African American |
30 | $1,040,000 |
$34,000 | $260,000 |
$53,000 | $143,000 |
| Hispanic |
3 | $43,000 |
$14,000 | $22,000 |
$28,000 | $34,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $4,706,000 |
$522,000 | $958,000 |
$39,000 | $100,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
84 | $5,163,000 |
$61,000 | $409,000 |
$70,000 | $480,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
127 | $11,125,000 |
$87,000 | $958,000 |
$63,000 | $480,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
18 | $646,000 |
$35,000 | $260,000 |
$42,000 | $180,000 |
| Application Withdrawn By Applicant |
4 | $49,000 |
$12,000 | $17,000 |
$70,000 | $192,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
105 | $10,430,000 |
$99,000 | $958,000 |
$66,000 | $480,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $20,000 |
$20,000 | $20,000 |
$32,000 | $32,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
15 | $561,000 |
$37,000 | $260,000 |
$37,000 | $180,000 |
| Debt-To-Income Ratio |
1 | $10,000 |
$10,000 | $10,000 |
$28,000 | $28,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $55,000 |
$55,000 | $55,000 |
$143,000 | $143,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PINE BLUFF NATIONAL BANK by:
Metropolitan Area And
County
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