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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PINEBANK, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
PINEBANK, N.A. |
| Address | 1001 BRICKELL BAY DRIVE
MIAMI, FL 33131 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 209 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $153,592,000 |
| Average Mortgage Loan Amount Applied For | $770,090 |
| Highest Mortgage Loan Amount Applied For | $5,680,000 |
| Average Applicant Income | $177,000 |
| Highest Applicant Income | $1,993,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
169 | $105,544,000 |
$624,000 | $5,680,000 |
$164,000 | $1,200,000 |
| Refinancing |
40 | $48,048,000 |
$1,201,000 | $5,000,000 |
$395,000 | $1,993,000 |
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| American Indian or Alaskan Native |
3 | $1,618,000 |
$539,000 | $1,200,000 |
$254,000 | $567,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $2,088,000 |
$522,000 | $1,050,000 |
$235,000 | $500,000 |
| Hispanic |
68 | $35,500,000 |
$522,000 | $2,400,000 |
$229,000 | $951,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
72 | $68,943,000 |
$957,000 | $5,680,000 |
$0 | $0 |
| Not Provided |
6 | $8,879,000 |
$1,479,000 | $3,500,000 |
$604,000 | $1,993,000 |
| White |
56 | $36,564,000 |
$652,000 | $5,000,000 |
$315,000 | $1,200,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
209 | $153,592,000 |
$734,000 | $5,680,000 |
$228,000 | $1,993,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $3,609,000 |
$601,000 | $900,000 |
$326,000 | $951,000 |
| Application Denied By Financial Institution |
21 | $22,224,000 |
$1,058,000 | $5,000,000 |
$285,000 | $1,177,000 |
| Application Withdrawn By Applicant |
32 | $30,468,000 |
$952,000 | $4,000,000 |
$266,000 | $1,101,000 |
| File Closed For Incompleteness |
10 | $7,885,000 |
$788,000 | $2,200,000 |
$300,000 | $1,200,000 |
| Loan Originated |
91 | $77,686,000 |
$853,000 | $5,680,000 |
$262,000 | $1,993,000 |
| Loan Purchased By The Institution |
49 | $11,720,000 |
$239,000 | $2,000,000 |
$78,000 | $1,200,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
2 | $1,214,000 |
$607,000 | $1,000,000 |
$234,000 | $384,000 |
| Credit History |
12 | $12,556,000 |
$1,046,000 | $5,000,000 |
$378,000 | $1,177,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $1,320,000 |
$1,320,000 | $1,320,000 |
$438,000 | $438,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $6,925,000 |
$1,385,000 | $2,475,000 |
$115,000 | $347,000 |
| Unverifiable Information |
1 | $209,000 |
$209,000 | $209,000 |
$0 | $0 |
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Mortgage Loan App Totals for PINEBANK, N.A. by:
Metropolitan Area And
County
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