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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PINNACLE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PINNACLE BANK |
| Address | PO BOX 598
GRETNA, NE 68028 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,622 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $140,347,000 |
| Average Mortgage Loan Amount Applied For | $117,038 |
| Highest Mortgage Loan Amount Applied For | $3,000,000 |
| Average Applicant Income | $93,363 |
| Highest Applicant Income | $1,392,000 |
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| Home Improvement |
217 | $6,003,000 |
$27,000 | $192,000 |
$62,000 | $350,000 |
| Home Purchase |
636 | $65,945,000 |
$103,000 | $2,151,000 |
$70,000 | $1,392,000 |
| Refinancing |
788 | $71,099,000 |
$90,000 | $3,000,000 |
$68,000 | $906,000 |
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| American Indian or Alaskan Native |
1 | $11,000 |
$11,000 | $11,000 |
$11,000 | $11,000 |
| Asian |
3 | $446,000 |
$148,000 | $281,000 |
$492,000 | $1,392,000 |
| Black or African American |
3 | $170,000 |
$56,000 | $100,000 |
$236,000 | $333,000 |
| Hispanic |
143 | $5,515,000 |
$38,000 | $155,000 |
$38,000 | $133,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
113 | $16,828,000 |
$148,000 | $3,000,000 |
$3,000 | $136,000 |
| Not Provided |
29 | $3,486,000 |
$120,000 | $588,000 |
$89,000 | $294,000 |
| White |
1,349 | $116,591,000 |
$86,000 | $1,562,000 |
$75,000 | $906,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,618 | $140,854,000 |
$87,000 | $3,000,000 |
$68,000 | $1,392,000 |
| FHA-insured (Federal Housing Administration) |
1 | $87,000 |
$87,000 | $87,000 |
$26,000 | $26,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
13 | $742,000 |
$57,000 | $120,000 |
$27,000 | $70,000 |
| VA-guaranteed (Veterans Administration) |
9 | $1,364,000 |
$151,000 | $205,000 |
$59,000 | $130,000 |
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| Application Approved But Not Accepted |
29 | $3,088,000 |
$106,000 | $306,000 |
$76,000 | $441,000 |
| Application Denied By Financial Institution |
122 | $9,695,000 |
$79,000 | $635,000 |
$45,000 | $245,000 |
| Application Withdrawn By Applicant |
50 | $5,676,000 |
$113,000 | $380,000 |
$63,000 | $247,000 |
| File Closed For Incompleteness |
1 | $31,000 |
$31,000 | $31,000 |
$21,000 | $21,000 |
| Loan Originated |
1,421 | $121,859,000 |
$85,000 | $3,000,000 |
$70,000 | $1,392,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
18 | $2,698,000 |
$149,000 | $880,000 |
$57,000 | $240,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PINNACLE BANK by:
Metropolitan Area And
County
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