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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PINNACLE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PINNACLE BANK |
| Address | 1113 SAXON BLVD.
ORANGE CITY, FL 32763 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 103 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,831,000 |
| Average Mortgage Loan Amount Applied For | $65,000 |
| Highest Mortgage Loan Amount Applied For | $410,000 |
| Average Applicant Income | $67,750 |
| Highest Applicant Income | $1,691,000 |
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| Home Improvement |
5 | $229,000 |
$45,000 | $170,000 |
$34,000 | $100,000 |
| Home Purchase |
146 | $12,706,000 |
$87,000 | $2,400,000 |
$79,000 | $1,691,000 |
| Refinancing |
2 | $459,000 |
$229,000 | $259,000 |
$45,000 | $90,000 |
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| American Indian or Alaskan Native |
2 | $129,000 |
$64,000 | $81,000 |
$56,000 | $69,000 |
| Asian |
1 | $32,000 |
$32,000 | $32,000 |
$57,000 | $57,000 |
| Black or African American |
3 | $128,000 |
$42,000 | $69,000 |
$14,000 | $24,000 |
| Hispanic |
7 | $563,000 |
$80,000 | $166,000 |
$74,000 | $137,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $3,356,000 |
$419,000 | $2,400,000 |
$13,000 | $46,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
132 | $9,186,000 |
$69,000 | $410,000 |
$83,000 | $1,691,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
153 | $13,394,000 |
$87,000 | $2,400,000 |
$77,000 | $1,691,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
78 | $5,684,000 |
$72,000 | $410,000 |
$96,000 | $1,691,000 |
| Application Denied By Financial Institution |
13 | $3,019,000 |
$232,000 | $2,400,000 |
$54,000 | $250,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
62 | $4,691,000 |
$75,000 | $259,000 |
$58,000 | $155,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PINNACLE BANK by:
Metropolitan Area And
County
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