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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PINNACLE STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PINNACLE STATE BANK |
| Address | P.O. BOX 909
WOODRUFF, SC 29388 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 150 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,319,000 |
| Average Mortgage Loan Amount Applied For | $112,250 |
| Highest Mortgage Loan Amount Applied For | $304,000 |
| Average Applicant Income | $68,500 |
| Highest Applicant Income | $218,000 |
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| Home Improvement (one-to-four family) |
10 | $84,000 |
$13,500 | $30,000 |
$95,500 | $161,000 |
| Home Purchase (one-to-four family) |
27 | $2,579,000 |
$81,000 | $235,000 |
$52,000 | $108,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
121 | $12,191,000 |
$88,500 | $304,000 |
$63,000 | $218,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
2 | $356,000 |
$178,000 | $292,000 |
$73,000 | $110,000 |
| Black |
7 | $315,000 |
$45,000 | $160,000 |
$36,000 | $70,000 |
| Hispanic |
2 | $101,000 |
$50,500 | $82,000 |
$26,000 | $32,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
147 | $14,082,000 |
$84,500 | $304,000 |
$75,000 | $218,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
158 | $14,854,000 |
$80,500 | $304,000 |
$65,500 | $218,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
16 | $1,261,000 |
$72,500 | $160,000 |
$45,500 | $85,000 |
| Application Withdrawn By Applicant |
6 | $471,000 |
$78,000 | $98,000 |
$59,000 | $108,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
136 | $13,122,000 |
$82,000 | $304,000 |
$77,000 | $218,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PINNACLE STATE BANK by:
Metropolitan Area And
County
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