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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PIONEER BANK AND TRUST CO
Mortgage Loans and Application Details
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| Mortgage Company Name |
PIONEER BANK AND TRUST CO |
| Address | 105 N LINDBERGH BLVD
CREVE COEUR, MO 63141 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 118 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $56,359,000 |
| Average Mortgage Loan Amount Applied For | $519,000 |
| Highest Mortgage Loan Amount Applied For | $4,219,000 |
| Average Applicant Income | $109,933 |
| Highest Applicant Income | $2,689,000 |
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| Home Improvement |
10 | $2,960,000 |
$296,000 | $740,000 |
$130,000 | $287,000 |
| Home Purchase |
65 | $36,134,000 |
$729,000 | $4,219,000 |
$95,500 | $426,000 |
| Refinancing |
43 | $17,265,000 |
$542,600 | $1,960,000 |
$135,800 | $2,689,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $2,140,000 |
$1,070,000 | $1,960,000 |
$247,000 | $466,000 |
| Black or African American |
1 | $77,000 |
$77,000 | $77,000 |
$22,000 | $22,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
48 | $28,675,000 |
$909,750 | $4,219,000 |
$0 | $0 |
| Not Provided |
5 | $2,152,000 |
$470,000 | $1,040,000 |
$132,500 | $227,000 |
| White |
62 | $23,315,000 |
$333,750 | $2,560,000 |
$205,000 | $2,689,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
118 | $56,359,000 |
$561,333 | $4,219,000 |
$116,333 | $2,689,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
11 | $6,581,000 |
$347,500 | $3,300,000 |
$244,750 | $636,000 |
| Application Denied By Financial Institution |
9 | $2,625,000 |
$291,000 | $1,040,000 |
$38,000 | $176,000 |
| Application Withdrawn By Applicant |
11 | $4,001,000 |
$363,000 | $2,099,000 |
$38,000 | $149,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
87 | $43,152,000 |
$728,800 | $4,219,000 |
$87,400 | $2,689,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PIONEER BANK AND TRUST CO by:
Metropolitan Area And
County
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