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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PIONEER FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
PIONEER FEDERAL CREDIT UNION |
| Address | 250 W 3RD S
MTN HOME, ID 83647 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 106 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,457,000 |
| Average Mortgage Loan Amount Applied For | $64,750 |
| Highest Mortgage Loan Amount Applied For | $426,000 |
| Average Applicant Income | $54,000 |
| Highest Applicant Income | $203,000 |
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| Home Improvement |
21 | $836,000 |
$39,000 | $132,000 |
$57,000 | $108,000 |
| Home Purchase |
21 | $1,588,000 |
$75,000 | $426,000 |
$52,000 | $106,000 |
| Refinancing |
64 | $5,033,000 |
$78,000 | $305,000 |
$50,000 | $203,000 |
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| American Indian or Alaskan Native |
2 | $41,000 |
$20,000 | $21,000 |
$43,000 | $45,000 |
| Asian |
1 | $44,000 |
$44,000 | $44,000 |
$80,000 | $80,000 |
| Black or African American |
2 | $58,000 |
$29,000 | $37,000 |
$40,000 | $46,000 |
| Hispanic |
10 | $431,000 |
$43,000 | $152,000 |
$43,000 | $64,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $138,000 |
$138,000 | $138,000 |
$52,000 | $52,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
90 | $6,745,000 |
$74,000 | $426,000 |
$53,000 | $203,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
106 | $7,457,000 |
$70,000 | $426,000 |
$52,000 | $203,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $85,000 |
$42,000 | $57,000 |
$31,000 | $33,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
104 | $7,372,000 |
$70,000 | $426,000 |
$52,000 | $203,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $85,000 |
$42,000 | $57,000 |
$31,000 | $33,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PIONEER FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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