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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PIONEER TRUST BANK, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
PIONEER TRUST BANK, N.A. |
| Address | 109 COMMERCIAL ST NE
SALEM, OR 97301 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 104 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,825,000 |
| Average Mortgage Loan Amount Applied For | $317,357 |
| Highest Mortgage Loan Amount Applied For | $1,700,000 |
| Average Applicant Income | $187,142 |
| Highest Applicant Income | $1,463,000 |
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| Home Improvement |
51 | $4,259,000 |
$83,000 | $580,000 |
$130,000 | $496,000 |
| Home Purchase |
46 | $10,030,000 |
$218,000 | $1,700,000 |
$197,000 | $1,463,000 |
| Refinancing |
7 | $2,536,000 |
$362,000 | $1,550,000 |
$168,000 | $383,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $625,000 |
$312,000 | $580,000 |
$225,000 | $240,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
4 | $104,000 |
$26,000 | $55,000 |
$90,000 | $231,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $3,157,000 |
$350,000 | $1,550,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
89 | $12,939,000 |
$145,000 | $1,700,000 |
$180,000 | $1,463,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
104 | $16,825,000 |
$161,000 | $1,700,000 |
$162,000 | $1,463,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $1,198,000 |
$299,000 | $1,119,000 |
$73,000 | $173,000 |
| Application Withdrawn By Applicant |
6 | $2,303,000 |
$383,000 | $1,700,000 |
$135,000 | $661,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
94 | $13,324,000 |
$141,000 | $1,550,000 |
$168,000 | $1,463,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $75,000 |
$37,000 | $70,000 |
$45,000 | $62,000 |
| Debt-To-Income Ratio |
1 | $4,000 |
$4,000 | $4,000 |
$30,000 | $30,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $1,119,000 |
$1,119,000 | $1,119,000 |
$173,000 | $173,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PIONEER TRUST BANK, N.A. by:
Metropolitan Area And
County
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