|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
PISCATAQUA SAVINGS BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
PISCATAQUA SAVINGS BANK |
| Address | 15 PLEASANT STREET
PORTSMOUTH, NH 03801 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 110 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $26,665,000 |
| Average Mortgage Loan Amount Applied For | $250,333 |
| Highest Mortgage Loan Amount Applied For | $1,400,000 |
| Average Applicant Income | $103,666 |
| Highest Applicant Income | $1,467,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
49 | $14,987,000 |
$305,000 | $1,400,000 |
$146,000 | $1,467,000 |
| Refinancing |
65 | $12,764,000 |
$196,000 | $682,000 |
$94,000 | $1,219,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $130,000 |
$130,000 | $130,000 |
$96,000 | $96,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
113 | $27,621,000 |
$244,000 | $1,400,000 |
$117,000 | $1,467,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
114 | $27,751,000 |
$243,000 | $1,400,000 |
$116,000 | $1,467,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
3 | $849,000 |
$283,000 | $573,000 |
$56,000 | $65,000 |
| Application Denied By Financial Institution |
8 | $1,831,000 |
$228,000 | $489,000 |
$56,000 | $124,000 |
| Application Withdrawn By Applicant |
4 | $1,586,000 |
$396,000 | $475,000 |
$425,000 | $1,467,000 |
| File Closed For Incompleteness |
1 | $237,000 |
$237,000 | $237,000 |
$125,000 | $125,000 |
| Loan Originated |
95 | $22,426,000 |
$236,000 | $1,400,000 |
$111,000 | $1,219,000 |
| Loan Purchased By The Institution |
1 | $130,000 |
$130,000 | $130,000 |
$96,000 | $96,000 |
| Preapproval Approved but not Accepted |
2 | $692,000 |
$346,000 | $492,000 |
$95,000 | $102,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $93,000 |
$93,000 | $93,000 |
$79,000 | $79,000 |
| Credit History |
1 | $80,000 |
$80,000 | $80,000 |
$19,000 | $19,000 |
| Debt-To-Income Ratio |
5 | $1,414,000 |
$282,000 | $489,000 |
$54,000 | $124,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $244,000 |
$244,000 | $244,000 |
$81,000 | $81,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for PISCATAQUA SAVINGS BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
