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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PLAINSCAPITAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PLAINSCAPITAL BANK |
| Address | 18111 PRESTON ROAD, STE 850
DALLAS, TX 75252 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 618 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $72,698,000 |
| Average Mortgage Loan Amount Applied For | $320,326 |
| Highest Mortgage Loan Amount Applied For | $5,000,000 |
| Average Applicant Income | $228,265 |
| Highest Applicant Income | $8,400,000 |
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| Home Improvement |
86 | $11,304,000 |
$131,000 | $5,000,000 |
$225,000 | $8,400,000 |
| Home Purchase |
494 | $52,711,000 |
$106,000 | $3,250,000 |
$99,000 | $7,000,000 |
| Refinancing |
38 | $8,683,000 |
$228,000 | $5,000,000 |
$84,000 | $507,000 |
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| American Indian or Alaskan Native |
4 | $241,000 |
$60,000 | $65,000 |
$195,000 | $195,000 |
| Asian |
1 | $26,000 |
$26,000 | $26,000 |
$66,000 | $66,000 |
| Black or African American |
6 | $407,000 |
$67,000 | $199,000 |
$99,000 | $186,000 |
| Hispanic |
21 | $814,000 |
$38,000 | $139,000 |
$50,000 | $158,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
302 | $29,068,000 |
$96,000 | $5,000,000 |
$0 | $0 |
| Not Provided |
34 | $7,585,000 |
$223,000 | $2,000,000 |
$252,000 | $4,000,000 |
| White |
250 | $34,557,000 |
$138,000 | $5,000,000 |
$243,000 | $8,400,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
618 | $72,698,000 |
$117,000 | $5,000,000 |
$116,000 | $8,400,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $9,000 |
$9,000 | $9,000 |
$164,000 | $164,000 |
| Application Denied By Financial Institution |
14 | $669,000 |
$47,000 | $126,000 |
$50,000 | $144,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
385 | $63,286,000 |
$164,000 | $5,000,000 |
$184,000 | $8,400,000 |
| Loan Purchased By The Institution |
218 | $8,734,000 |
$40,000 | $252,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $584,000 |
$53,000 | $126,000 |
$49,000 | $144,000 |
| Debt-To-Income Ratio |
2 | $36,000 |
$18,000 | $29,000 |
$71,000 | $85,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $49,000 |
$49,000 | $49,000 |
$18,000 | $18,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PLAINSCAPITAL BANK by:
Metropolitan Area And
County
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