|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
PLEASANTS COUNTY BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
PLEASANTS COUNTY BANK |
| Address | 323 2ND ST
ST. MARYS, WV 26170 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 83 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,450,000 |
| Average Mortgage Loan Amount Applied For | $78,500 |
| Highest Mortgage Loan Amount Applied For | $361,000 |
| Average Applicant Income | $53,833 |
| Highest Applicant Income | $240,000 |
|
|
|
| Home Improvement |
13 | $749,000 |
$57,000 | $118,000 |
$49,000 | $87,000 |
| Home Purchase |
42 | $3,014,000 |
$71,000 | $361,000 |
$51,000 | $147,000 |
| Refinancing |
28 | $1,687,000 |
$60,000 | $216,000 |
$49,000 | $240,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $36,000 |
$36,000 | $36,000 |
$87,000 | $87,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
82 | $5,414,000 |
$66,000 | $361,000 |
$50,000 | $240,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
83 | $5,450,000 |
$65,000 | $361,000 |
$50,000 | $240,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $461,000 |
$65,000 | $125,000 |
$43,000 | $84,000 |
| Application Withdrawn By Applicant |
2 | $116,000 |
$58,000 | $75,000 |
$27,000 | $42,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
74 | $4,873,000 |
$65,000 | $361,000 |
$52,000 | $240,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $306,000 |
$61,000 | $125,000 |
$42,000 | $84,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for PLEASANTS COUNTY BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
