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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PMC BANCORP
Mortgage Loans and Application Details
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| Mortgage Company Name |
PMC BANCORP |
| Address | 17800 CASTLETON STREET SUIT 488
CITY OF INDUSTRY, CA 91748 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 9,679 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,838,589,000 |
| Average Mortgage Loan Amount Applied For | $287,588 |
| Highest Mortgage Loan Amount Applied For | $5,000,000 |
| Average Applicant Income | $142,176 |
| Highest Applicant Income | $5,603,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
6,570 | $1,864,886,000 |
$283,000 | $2,899,000 |
$143,000 | $3,360,000 |
| Refinancing |
9,215 | $2,895,687,000 |
$314,000 | $5,000,000 |
$126,000 | $5,603,000 |
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| American Indian or Alaskan Native |
40 | $10,149,000 |
$253,000 | $743,000 |
$117,000 | $295,000 |
| Asian |
4,892 | $1,609,366,000 |
$328,000 | $3,720,000 |
$154,000 | $3,360,000 |
| Black or African American |
489 | $138,889,000 |
$284,000 | $1,187,000 |
$133,000 | $900,000 |
| Hispanic |
6,797 | $1,886,977,000 |
$277,000 | $1,743,000 |
$117,000 | $5,603,000 |
| Native Hawaiin or Other Pacific Islander |
285 | $81,403,000 |
$285,000 | $1,000,000 |
$142,000 | $516,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1,567 | $490,650,000 |
$313,000 | $2,899,000 |
$123,000 | $2,294,000 |
| White |
1,715 | $543,139,000 |
$316,000 | $5,000,000 |
$147,000 | $1,320,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
15,785 | $4,760,573,000 |
$301,000 | $5,000,000 |
$133,000 | $5,603,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4,888 | $1,488,763,000 |
$304,000 | $1,960,000 |
$132,000 | $5,603,000 |
| Application Denied By Financial Institution |
259 | $78,365,000 |
$302,000 | $5,000,000 |
$160,000 | $1,320,000 |
| Application Withdrawn By Applicant |
420 | $129,250,000 |
$307,000 | $2,250,000 |
$92,000 | $3,360,000 |
| File Closed For Incompleteness |
1,735 | $513,878,000 |
$296,000 | $3,720,000 |
$153,000 | $2,294,000 |
| Loan Originated |
8,483 | $2,550,317,000 |
$300,000 | $2,525,000 |
$131,000 | $1,500,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
49 | $17,401,000 |
$355,000 | $5,000,000 |
$173,000 | $1,320,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
171 | $50,219,000 |
$293,000 | $920,000 |
$160,000 | $544,000 |
| Debt-To-Income Ratio |
7 | $1,768,000 |
$252,000 | $590,000 |
$109,000 | $215,000 |
| Employment History |
19 | $5,689,000 |
$299,000 | $761,000 |
$148,000 | $260,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
9 | $1,680,000 |
$186,000 | $737,000 |
$154,000 | $279,000 |
| Unverifiable Information |
4 | $1,608,000 |
$402,000 | $589,000 |
$153,000 | $173,000 |
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Mortgage Loan App Totals for PMC BANCORP by:
Metropolitan Area And
County
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