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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PMC MORTGAGE COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
PMC MORTGAGE COMPANY |
| Address | 12719 CANTRELL ROAD
LITTLE ROCK, AR 72223 |
| Agency | Federal Reserve System (FRS) |
| Year | 2005 |
| All Data Years | 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 150 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $18,359,000 |
| Average Mortgage Loan Amount Applied For | $112,269 |
| Highest Mortgage Loan Amount Applied For | $439,000 |
| Average Applicant Income | $73,230 |
| Highest Applicant Income | $171,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
90 | $10,469,000 |
$121,250 | $439,000 |
$70,750 | $171,000 |
| Refinancing |
60 | $7,890,000 |
$104,000 | $400,000 |
$58,250 | $145,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $147,000 |
$147,000 | $147,000 |
$78,000 | $78,000 |
| Black or African American |
5 | $568,000 |
$124,666 | $182,000 |
$77,000 | $89,000 |
| Hispanic |
2 | $322,000 |
$161,000 | $226,000 |
$43,000 | $51,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $141,000 |
$141,000 | $141,000 |
$30,000 | $30,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
16 | $1,520,000 |
$105,500 | $195,000 |
$61,000 | $154,000 |
| White |
125 | $15,661,000 |
$114,200 | $439,000 |
$67,200 | $171,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
130 | $16,198,000 |
$109,000 | $439,000 |
$66,000 | $171,000 |
| FHA-insured (Federal Housing Administration) |
15 | $1,442,000 |
$72,000 | $141,000 |
$44,500 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
5 | $719,000 |
$150,000 | $182,000 |
$69,000 | $89,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $307,000 |
$113,500 | $147,000 |
$55,500 | $60,000 |
| Application Withdrawn By Applicant |
55 | $6,860,000 |
$127,000 | $439,000 |
$66,500 | $171,000 |
| File Closed For Incompleteness |
1 | $195,000 |
$195,000 | $195,000 |
$102,000 | $102,000 |
| Loan Originated |
91 | $10,997,000 |
$110,500 | $314,000 |
$65,500 | $154,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $81,000 |
$81,000 | $81,000 |
$48,000 | $48,000 |
| Debt-To-Income Ratio |
1 | $147,000 |
$147,000 | $147,000 |
$57,000 | $57,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $79,000 |
$79,000 | $79,000 |
$60,000 | $60,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PMC MORTGAGE COMPANY by:
Metropolitan Area And
County
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