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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PNC BANK DE
Mortgage Loans and Application Details
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| Mortgage Company Name |
PNC BANK DE |
| Address | 2730 LIBERTY AVENUE
PITTSBURGH, PA 15222 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 2,385 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $168,608,000 |
| Average Mortgage Loan Amount Applied For | $71,166 |
| Highest Mortgage Loan Amount Applied For | $9,790,000 |
| Average Applicant Income | $78,916 |
| Highest Applicant Income | $2,718,000 |
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| Home Improvement |
1,257 | $57,067,000 |
$31,600 | $800,000 |
$66,600 | $660,000 |
| Home Purchase |
67 | $5,127,000 |
$43,666 | $400,000 |
$55,000 | $210,000 |
| Refinancing |
1,061 | $106,414,000 |
$106,250 | $9,790,000 |
$78,000 | $2,718,000 |
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| American Indian or Alaskan Native |
13 | $1,173,000 |
$135,500 | $396,000 |
$63,000 | $90,000 |
| Asian |
46 | $4,196,000 |
$56,000 | $800,000 |
$86,500 | $400,000 |
| Black or African American |
395 | $21,777,000 |
$35,000 | $330,000 |
$48,750 | $884,000 |
| Hispanic |
83 | $3,827,000 |
$27,666 | $175,000 |
$60,333 | $660,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $228,000 |
$76,000 | $153,000 |
$39,000 | $46,000 |
| Not applicable |
2 | $19,246,000 |
$9,623,000 | $9,790,000 |
$0 | $0 |
| Not Provided |
379 | $22,395,000 |
$39,750 | $336,000 |
$67,250 | $780,000 |
| White |
1,464 | $95,766,000 |
$71,000 | $620,000 |
$83,400 | $2,718,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,385 | $168,608,000 |
$57,000 | $9,790,000 |
$67,666 | $2,718,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
233 | $17,521,000 |
$44,000 | $330,000 |
$72,666 | $240,000 |
| Application Denied By Financial Institution |
908 | $60,708,000 |
$75,200 | $620,000 |
$67,200 | $2,718,000 |
| Application Withdrawn By Applicant |
3 | $428,000 |
$142,000 | $254,000 |
$44,000 | $80,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,241 | $89,951,000 |
$45,250 | $9,790,000 |
$75,500 | $780,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
28 | $1,350,000 |
$34,500 | $221,000 |
$85,000 | $107,000 |
| Credit Application Incomplete |
98 | $9,570,000 |
$156,000 | $475,000 |
$98,333 | $480,000 |
| Credit History |
587 | $32,463,000 |
$60,750 | $620,000 |
$57,500 | $2,718,000 |
| Debt-To-Income Ratio |
125 | $11,272,000 |
$85,000 | $396,000 |
$61,500 | $173,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
57 | $4,749,000 |
$76,000 | $295,000 |
$91,666 | $300,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
12 | $1,294,000 |
$107,000 | $235,000 |
$74,500 | $192,000 |
| Unverifiable Information |
1 | $10,000 |
$10,000 | $10,000 |
$50,000 | $50,000 |
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Mortgage Loan App Totals for PNC BANK DE by:
Metropolitan Area And
County
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