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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PNC BANK, DELAWARE
Mortgage Loans and Application Details
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| Mortgage Company Name |
PNC BANK, DELAWARE |
| Address | 2730 LIBERTY AVE., MAILSTOP P5-PCLC-01-U
PITTSBURGH, PA 15222 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,244 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $142,121,000 |
| Average Mortgage Loan Amount Applied For | $71,909 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $76,227 |
| Highest Applicant Income | $1,440,000 |
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| Home Improvement |
1,406 | $61,505,000 |
$43,000 | $394,000 |
$73,000 | $1,440,000 |
| Home Purchase |
70 | $7,975,000 |
$113,000 | $860,000 |
$90,000 | $316,000 |
| Refinancing |
768 | $72,641,000 |
$94,000 | $1,200,000 |
$75,000 | $650,000 |
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| American Indian or Alaskan Native |
4 | $175,000 |
$43,000 | $80,000 |
$55,000 | $74,000 |
| Asian |
28 | $2,930,000 |
$104,000 | $755,000 |
$123,000 | $645,000 |
| Black or African American |
388 | $22,711,000 |
$58,000 | $394,000 |
$61,000 | $296,000 |
| Hispanic |
83 | $4,579,000 |
$55,000 | $206,000 |
$62,000 | $660,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $472,000 |
$94,000 | $194,000 |
$77,000 | $120,000 |
| Not applicable |
15 | $3,016,000 |
$201,000 | $1,200,000 |
$0 | $0 |
| Not Provided |
349 | $24,765,000 |
$70,000 | $358,000 |
$77,000 | $525,000 |
| White |
1,372 | $83,473,000 |
$60,000 | $405,000 |
$78,000 | $1,440,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,244 | $142,121,000 |
$63,000 | $1,200,000 |
$74,000 | $1,440,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
223 | $13,672,000 |
$61,000 | $280,000 |
$86,000 | $650,000 |
| Application Denied By Financial Institution |
836 | $60,016,000 |
$71,000 | $755,000 |
$64,000 | $1,440,000 |
| Application Withdrawn By Applicant |
1 | $10,000 |
$10,000 | $10,000 |
$26,000 | $26,000 |
| File Closed For Incompleteness |
2 | $225,000 |
$112,000 | $140,000 |
$0 | $0 |
| Loan Originated |
1,182 | $68,198,000 |
$57,000 | $1,200,000 |
$79,000 | $645,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
28 | $2,116,000 |
$75,000 | $247,000 |
$71,000 | $316,000 |
| Credit Application Incomplete |
106 | $8,734,000 |
$82,000 | $755,000 |
$103,000 | $1,440,000 |
| Credit History |
506 | $31,230,000 |
$61,000 | $394,000 |
$56,000 | $660,000 |
| Debt-To-Income Ratio |
143 | $12,516,000 |
$87,000 | $358,000 |
$51,000 | $306,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
36 | $3,561,000 |
$98,000 | $280,000 |
$102,000 | $296,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
17 | $1,859,000 |
$109,000 | $352,000 |
$69,000 | $120,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PNC BANK, DELAWARE by:
Metropolitan Area And
County
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