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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PNC BANK, NA
Mortgage Loans and Application Details
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| Mortgage Company Name |
PNC BANK, NA |
| Address | 2730 LIBERTY AVE., MAILSTOP P5-PCLC-01-U
PITTSBURGH, PA 15222 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 50,366 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,675,934,000 |
| Average Mortgage Loan Amount Applied For | $205,056 |
| Highest Mortgage Loan Amount Applied For | $80,000,000 |
| Average Applicant Income | $97,477 |
| Highest Applicant Income | $9,662,000 |
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| Home Improvement |
26,436 | $1,167,356,000 |
$44,000 | $2,445,000 |
$79,000 | $3,900,000 |
| Home Purchase |
4,512 | $1,310,365,000 |
$290,000 | $17,000,000 |
$129,000 | $9,662,000 |
| Refinancing |
19,418 | $3,198,213,000 |
$164,000 | $80,000,000 |
$90,000 | $6,479,000 |
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| American Indian or Alaskan Native |
141 | $11,544,000 |
$81,000 | $945,000 |
$107,000 | $1,870,000 |
| Asian |
1,237 | $107,357,000 |
$86,000 | $1,000,000 |
$94,000 | $950,000 |
| Black or African American |
4,756 | $251,599,000 |
$52,000 | $940,000 |
$59,000 | $1,794,000 |
| Hispanic |
2,621 | $162,424,000 |
$61,000 | $960,000 |
$68,000 | $2,184,000 |
| Native Hawaiin or Other Pacific Islander |
111 | $10,462,000 |
$94,000 | $790,000 |
$91,000 | $424,000 |
| Not applicable |
5,980 | $2,895,818,000 |
$484,000 | $80,000,000 |
$127,000 | $9,662,000 |
| Not Provided |
8,451 | $561,542,000 |
$66,000 | $2,150,000 |
$91,000 | $2,100,000 |
| White |
27,069 | $1,675,188,000 |
$61,000 | $3,000,000 |
$84,000 | $3,900,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
50,056 | $5,669,392,000 |
$113,000 | $80,000,000 |
$88,000 | $9,662,000 |
| FHA-insured (Federal Housing Administration) |
310 | $6,542,000 |
$21,000 | $25,000 |
$44,000 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6,749 | $421,225,000 |
$62,000 | $2,500,000 |
$95,000 | $2,742,000 |
| Application Denied By Financial Institution |
16,166 | $1,113,870,000 |
$68,000 | $1,150,000 |
$69,000 | $3,900,000 |
| Application Withdrawn By Applicant |
98 | $14,351,000 |
$146,000 | $1,276,000 |
$80,000 | $681,000 |
| File Closed For Incompleteness |
34 | $6,446,000 |
$189,000 | $810,000 |
$55,000 | $575,000 |
| Loan Originated |
21,583 | $1,932,896,000 |
$89,000 | $80,000,000 |
$87,000 | $2,100,000 |
| Loan Purchased By The Institution |
5,736 | $2,187,146,000 |
$381,000 | $1,500,000 |
$133,000 | $9,662,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
586 | $36,968,000 |
$63,000 | $550,000 |
$79,000 | $1,320,000 |
| Credit Application Incomplete |
2,800 | $217,736,000 |
$77,000 | $960,000 |
$107,000 | $2,184,000 |
| Credit History |
8,377 | $463,099,000 |
$55,000 | $1,150,000 |
$59,000 | $3,900,000 |
| Debt-To-Income Ratio |
3,004 | $270,608,000 |
$90,000 | $1,000,000 |
$53,000 | $660,000 |
| Employment History |
46 | $4,876,000 |
$106,000 | $370,000 |
$35,000 | $155,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1,013 | $84,671,000 |
$83,000 | $783,000 |
$86,000 | $950,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
311 | $33,333,000 |
$107,000 | $975,000 |
$83,000 | $850,000 |
| Unverifiable Information |
29 | $2,579,000 |
$88,000 | $325,000 |
$62,000 | $485,000 |
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Mortgage Loan App Totals for PNC BANK, NA by:
Metropolitan Area And
County
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