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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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POINTE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
POINTE BANK |
| Address | 21845 POWERLINE ROAD
BOCA RATON, FL 33433 |
| Agency | Federal Reserve System (FRS) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 96 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $25,113,000 |
| Average Mortgage Loan Amount Applied For | $179,200 |
| Highest Mortgage Loan Amount Applied For | $2,288,000 |
| Average Applicant Income | $97,200 |
| Highest Applicant Income | $1,980,000 |
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| Home Improvement |
10 | $1,317,000 |
$131,000 | $375,000 |
$65,000 | $135,000 |
| Home Purchase |
53 | $15,257,000 |
$166,000 | $2,288,000 |
$98,000 | $1,980,000 |
| Refinancing |
34 | $8,579,000 |
$252,000 | $819,000 |
$142,000 | $996,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $244,000 |
$244,000 | $244,000 |
$432,000 | $432,000 |
| Black or African American |
6 | $628,000 |
$104,000 | $200,000 |
$37,000 | $59,000 |
| Hispanic |
15 | $1,864,000 |
$124,000 | $240,000 |
$57,000 | $144,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $2,277,000 |
$325,000 | $700,000 |
$228,000 | $563,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
68 | $20,140,000 |
$170,000 | $2,288,000 |
$106,500 | $1,980,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
97 | $25,153,000 |
$150,500 | $2,288,000 |
$82,000 | $1,980,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $124,000 |
$124,000 | $124,000 |
$34,000 | $34,000 |
| Application Denied By Financial Institution |
3 | $525,000 |
$175,000 | $250,000 |
$253,000 | $672,000 |
| Application Withdrawn By Applicant |
2 | $243,000 |
$121,000 | $140,000 |
$27,000 | $55,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
90 | $24,221,000 |
$269,000 | $2,288,000 |
$142,000 | $1,980,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $40,000 |
$40,000 | $40,000 |
$22,000 | $22,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $325,000 |
$162,000 | $250,000 |
$350,000 | $672,000 |
| Debt-To-Income Ratio |
1 | $200,000 |
$200,000 | $200,000 |
$59,000 | $59,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for POINTE BANK by:
Metropolitan Area And
County
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