|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
POLISH AND SLAVIC FEDERAL CRED
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
POLISH AND SLAVIC FEDERAL CRED |
| Address | 9 LAW DRIVE
FAIRFIELD, NJ 07004 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 458 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $143,707,000 |
| Average Mortgage Loan Amount Applied For | $226,787 |
| Highest Mortgage Loan Amount Applied For | $1,820,000 |
| Average Applicant Income | $123,060 |
| Highest Applicant Income | $1,188,000 |
|
|
|
| Home Improvement |
110 | $25,395,000 |
$230,000 | $910,000 |
$121,000 | $610,000 |
| Home Purchase |
277 | $95,369,000 |
$344,000 | $1,500,000 |
$122,000 | $728,000 |
| Refinancing |
71 | $22,943,000 |
$323,000 | $1,820,000 |
$113,000 | $1,188,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $2,979,000 |
$744,000 | $1,500,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
454 | $140,728,000 |
$309,000 | $1,820,000 |
$121,000 | $1,188,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
458 | $143,707,000 |
$313,000 | $1,820,000 |
$120,000 | $1,188,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
29 | $11,384,000 |
$392,000 | $910,000 |
$133,000 | $600,000 |
| Application Denied By Financial Institution |
8 | $3,180,000 |
$397,000 | $600,000 |
$126,000 | $586,000 |
| Application Withdrawn By Applicant |
38 | $12,297,000 |
$323,000 | $910,000 |
$110,000 | $343,000 |
| File Closed For Incompleteness |
1 | $150,000 |
$150,000 | $150,000 |
$122,000 | $122,000 |
| Loan Originated |
382 | $116,696,000 |
$305,000 | $1,820,000 |
$120,000 | $1,188,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $500,000 |
$500,000 | $500,000 |
$586,000 | $586,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $1,510,000 |
$377,000 | $600,000 |
$56,000 | $144,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $340,000 |
$340,000 | $340,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for POLISH AND SLAVIC FEDERAL CRED by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
