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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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POLK COUNTY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
POLK COUNTY BANK |
| Address | PO BOX 200, 5601 MERLE HAY RD
JOHNSTON, IA 50131 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 338 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $37,531,000 |
| Average Mortgage Loan Amount Applied For | $91,473 |
| Highest Mortgage Loan Amount Applied For | $1,010,000 |
| Average Applicant Income | $70,947 |
| Highest Applicant Income | $320,000 |
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| Home Improvement |
19 | $543,000 |
$28,000 | $85,000 |
$68,000 | $176,000 |
| Home Purchase |
146 | $18,143,000 |
$124,000 | $956,000 |
$46,000 | $182,000 |
| Refinancing |
173 | $18,845,000 |
$108,000 | $1,010,000 |
$68,000 | $320,000 |
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| American Indian or Alaskan Native |
1 | $40,000 |
$40,000 | $40,000 |
$155,000 | $155,000 |
| Asian |
3 | $262,000 |
$87,000 | $113,000 |
$40,000 | $50,000 |
| Black or African American |
1 | $158,000 |
$158,000 | $158,000 |
$72,000 | $72,000 |
| Hispanic |
3 | $185,000 |
$61,000 | $120,000 |
$66,000 | $114,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $47,000 |
$47,000 | $47,000 |
$0 | $0 |
| Not applicable |
78 | $11,290,000 |
$144,000 | $1,010,000 |
$0 | $0 |
| Not Provided |
6 | $1,145,000 |
$190,000 | $530,000 |
$80,000 | $170,000 |
| White |
245 | $24,404,000 |
$99,000 | $748,000 |
$77,000 | $320,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
338 | $37,531,000 |
$111,000 | $1,010,000 |
$59,000 | $320,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $536,000 |
$178,000 | $264,000 |
$99,000 | $112,000 |
| Application Denied By Financial Institution |
32 | $4,239,000 |
$132,000 | $530,000 |
$60,000 | $170,000 |
| Application Withdrawn By Applicant |
3 | $424,000 |
$141,000 | $179,000 |
$52,000 | $74,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
300 | $32,332,000 |
$107,000 | $1,010,000 |
$58,000 | $320,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for POLK COUNTY BANK by:
Metropolitan Area And
County
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