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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PONCE DE LEON FEDERAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PONCE DE LEON FEDERAL BANK |
| Address | 2244 WESTCHESTER AVENUE
BRONX, NY 10462 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 136 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $61,398,000 |
| Average Mortgage Loan Amount Applied For | $344,076 |
| Highest Mortgage Loan Amount Applied For | $2,187,000 |
| Average Applicant Income | $173,538 |
| Highest Applicant Income | $959,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
63 | $27,232,000 |
$432,000 | $1,225,000 |
$154,000 | $959,000 |
| Refinancing |
73 | $34,166,000 |
$468,000 | $2,187,000 |
$135,000 | $827,000 |
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| American Indian or Alaskan Native |
1 | $555,000 |
$555,000 | $555,000 |
$0 | $0 |
| Asian |
2 | $538,000 |
$269,000 | $450,000 |
$47,000 | $94,000 |
| Black or African American |
2 | $390,000 |
$195,000 | $270,000 |
$198,000 | $202,000 |
| Hispanic |
37 | $12,374,000 |
$334,000 | $1,225,000 |
$126,000 | $378,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
46 | $25,521,000 |
$554,000 | $2,187,000 |
$172,000 | $959,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
48 | $22,020,000 |
$458,000 | $845,000 |
$136,000 | $475,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
136 | $61,398,000 |
$451,000 | $2,187,000 |
$144,000 | $959,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $3,111,000 |
$388,000 | $550,000 |
$179,000 | $348,000 |
| Application Denied By Financial Institution |
1 | $300,000 |
$300,000 | $300,000 |
$69,000 | $69,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
3 | $1,095,000 |
$365,000 | $750,000 |
$56,000 | $132,000 |
| Loan Originated |
59 | $23,548,000 |
$399,000 | $2,187,000 |
$166,000 | $827,000 |
| Loan Purchased By The Institution |
65 | $33,344,000 |
$512,000 | $1,600,000 |
$125,000 | $959,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $300,000 |
$300,000 | $300,000 |
$69,000 | $69,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PONCE DE LEON FEDERAL BANK by:
Metropolitan Area And
County
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