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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PONY EXPRESS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PONY EXPRESS BANK |
| Address | 213 MAIN, PO BOX 307
BRAYMER, MO 64624 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 41 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,748,000 |
| Average Mortgage Loan Amount Applied For | $215,800 |
| Highest Mortgage Loan Amount Applied For | $1,449,000 |
| Average Applicant Income | $257,000 |
| Highest Applicant Income | $995,000 |
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| Home Improvement |
3 | $242,000 |
$80,000 | $130,000 |
$0 | $0 |
| Home Purchase |
20 | $3,773,000 |
$188,000 | $1,300,000 |
$162,000 | $995,000 |
| Refinancing |
18 | $2,733,000 |
$151,000 | $1,449,000 |
$213,000 | $987,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $400,000 |
$400,000 | $400,000 |
$102,000 | $102,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $1,174,000 |
$106,000 | $350,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
29 | $5,174,000 |
$178,000 | $1,449,000 |
$241,000 | $995,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
41 | $6,748,000 |
$164,000 | $1,449,000 |
$173,000 | $995,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $392,000 |
$130,000 | $176,000 |
$77,000 | $119,000 |
| Application Withdrawn By Applicant |
2 | $78,000 |
$39,000 | $47,000 |
$119,000 | $142,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
36 | $6,278,000 |
$174,000 | $1,449,000 |
$184,000 | $995,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $161,000 |
$161,000 | $161,000 |
$119,000 | $119,000 |
| Debt-To-Income Ratio |
1 | $176,000 |
$176,000 | $176,000 |
$77,000 | $77,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PONY EXPRESS BANK by:
Metropolitan Area And
County
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